In 2026, the USDA loan limit in Florence-Graham, located in Los Angeles County, CA, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.
Employ the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you determine which program in
Investigate loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is dedicated to providing you with the best possible USDA or FHA loan quickly, and without hassle. Select one of three starting points, which will guide you to the right lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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