USDA and FHA Pro and Con in Florence-Graham, Los Angeles County, CA

In 2026, the USDA loan limit in Florence-Graham, located in Los Angeles County, CA, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.

Employ the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you determine which program in best suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Florence-Graham, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Florence-Graham, CA

Lendersa® is dedicated to providing you with the best possible USDA or FHA loan quickly, and without hassle. Select one of three starting points, which will guide you to the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Florence-Graham Lenders

  • Success Financial Group
  • 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255
  • Lends in California
  • Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.

  • montgomery Financial servicess
  • 1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
  • Lends in California
  • "Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.

    We want to help you either finance or refinace your dream home"

  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Lends in California
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs.

    Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.

  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Lends in California
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.

  • Rene Luna Realtor
  • 6730 E. Florence Ave, Bell Gardens, CA, 90201
  • Lends in California
  • In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.

  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Lends in California
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.

  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • Lends in California
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Boardwalk Lenders
  • 1436 South Main Street, Suite 200, Los Angeles, CA, 90015
  • Lends in California
  • Boardwalk Lenders is located in Los Angeles, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Boardwalk Lenders has 4 total employees across all of its locations and generates $269, 840 in sales (USD). Boardwalk Real Estate is Residential & Commercial real estate and loans. Easy apply for a loan

  • Camino Financial
  • 309 E 8th Street, Suite 601, Los Angeles, CA, 90014
  • Lends in California
  • "Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.

    Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."

  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • Lends in California
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.