USDA Loan Vs. FHA loan pro & con Florence-Graham, Los Angeles County, CA

In 2025, the USDA loan limit in Florence-Graham, located in Los Angeles County, CA, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.

Employ the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you determine which program in best suits your financial needs.

USDA and FHA Loan Choices in Florence-Graham, CA

Lendersa® is dedicated to providing you with the best possible USDA or FHA loan quickly, and without hassle. Select one of three starting points, which will guide you to the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

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(903) 326-4121 Lender's profile and map Reviews The First State Bank 100 N. McKinney, Rice, TX, 75155 The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
(918) 652-4407 Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(918) 430-3500 Lender's profile and map Reviews Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 Lender's profile and map Reviews Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(785) 456-2221 Lender's profile and map Reviews Bank of the Flint Hills 806 West Fifth Street, Wamego, KS, 66547 Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
(785) 456-2021 Lender's profile and map Reviews Kaw Valley State Bank 1015 Kaw Valley Park Circle, Wamego, KS, 66547 Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
(972) 524-3411 Lender's profile and map Reviews American National Bank of Texas 102 West Moore Avenue, Terrell, TX, 75160 Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
(918) 494-1810 Lender's profile and map Reviews Saint Francis Federal Credit Union 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136 Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
(918) 699-7100 Lender's profile and map Reviews Energy One Federal Credit Union 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136 Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
(918) 459-6530 Lender's profile and map Reviews ZFG Mortgage 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136 ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
(918) 491-9900 Lender's profile and map Reviews AMC Mortgage 7211 S Yale Avenue, Tulsa, OK, 74136 AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.