USDA Vs. FHA your options comparison in Huron, Fresno County, CA

In 2026, the USDA loan limit in the city of Huron, situated within Fresno county, CA, stands at $405,000. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This tool can help pinpoint the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can simultaneously compare options across USDA, FHA, Conforming, and VA programs, enabling you to choose the most suitable plan in for your financial needs.

View loan offers from 100 lenders

2026 Loan Limits and Down Payment Needs in Huron, Fresno County, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Huron, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan for you, swiftly and straightforwardly. Choose one of three starting options for matching with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA mortgages do not require a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Huron Lenders

  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Lends in California
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call.

    Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga.

    Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress

  • FAST Federal Credit Union
  • 312 W. 7th Street, Hanford, CA, 93230
  • Lends in California
  • FAST Credit Union is not-for-profit. We're not about making money, were about improving your finances and serving you! FAST Credit Union was created in 1953 to serve our members and improve lives. More than 60-years later, our focus continues– serving our members and improving lives.

  • Buwalda Mortgage Services, Inc.
  • 426 N Redington, Hanford, CA, 93230
  • Lends in California
  • Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family

  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Lends in California
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • Lends in California
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.

  • Greater Heights Financial & Realty Inc
  • 2014Tuland street, Suite 631, Fresno, CA, 93721
  • Lends in California
  • At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Fresn credit union
  • 1004 North Van Ness Ave, Fresno, CA, 93728
  • Lends in California
  • On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.

  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • Lends in California
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.

    The decades that followed were tremendously successful

  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • Lends in California
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.

  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • Lends in California
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families.
    We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"