USDA Loan Vs. FHA loan pro & con for Huron, Fresno County, CA

In 2025, USDA loan limit in Huron, county of Fresno, CA is $405,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Huron, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 905-2222 638 miles Lender's profile and map Reviews Pacific West Bank 2040 8th Avenue, West Linn, OR, 97068 Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
(971) 251-4549 638 miles Lender's profile and map Reviews Approved Mortgage Inc 1800 Blankenship Road, Suite 206, West Linn, OR, 97068 Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
(503) 210-2477 640 miles Lender's profile and map Reviews Machinists-Boilermakers Federal Credit Union 25 Cornell Avenue, Gladstone, OR, 97027 Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
(503) 283-5193 640 miles Lender's profile and map Reviews United Trades FCU 20210 SW Teton Avenue, Tualatin, OR, 97062 Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
(503) 646-3900 640 miles Lender's profile and map Reviews All Pacific Mortgage 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062 Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
(503) 312-4603 640 miles Lender's profile and map Reviews Value Mortgage Inc 8695 SW Chinook St, Tualatin, OR, 97062 We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
(503) 427-1667 641 miles Lender's profile and map Reviews Northwest Reverse Mortgage 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015 We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
(503) 477-4490 641 miles Lender's profile and map Reviews Golden Mortgage LLC 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(503) 208-8220 641 miles Lender's profile and map Reviews Root Mortgage 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015 At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
(503) 680-5821 641 miles Lender's profile and map Reviews The Palmer Team at Homebridge Financial 10163 SE Sunnyside Rd, Suite 340, Clackamas, OR, 97015 Homebridge has a number of products custom-tailored to fit everyone’s individual needs. This sets us apart from our competitors. We are a local company with local employees that are willing to help make this process fast and hassle-free. We feel the home buying and mortgage process should be a fun
(503) 239-5336 641 miles Lender's profile and map Reviews Oregonians Credit Union 6915 SE Lake Rd, Milwaukie, OR, 97267 We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
(503) 636-4800 642 miles Lender's profile and map Reviews Community Financial Corporation 412 A Ave, Suite 150, Lake Oswego, OR, 97034 Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington. We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.