In 2025, the USDA loan limit for Lemoore-Station in Kings, CA, is set at $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping decide the best program for your financial needs, for example, in Alabama.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you without complications. Begin with one of three options that connect you with suitable lenders and USDA programs.
The USDA home loan, secured by the government through the Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike the FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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