USDA Vs. FHA Pro and Con comparison in Riverdale, Fresno County, CA
In 2026, the USDA loan limit for Riverdale, in the county of Fresno, CA, is $405,000. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. It helps identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Riverdale, County of Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Riverdale, CA
The aim of Lendersa® is to help you secure the best USDA or FHA loan efficiently. Choose one of three starting points to connect with matching lenders and review USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is solely for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage doesn't require any down payment, offering a distinct advantage.
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