USDA Vs. FHA your options comparison in Armona, Kings County, CA
In 2025, the USDA loan limit for Armona, within Kings county, CA, is $336,500, while the FHA ceiling for a single-family dwelling is $472,030.
Harness the Lendersa® USDA loan calculator to contrast today's foremost USDA and FHA rates, which assists in evaluating income, credit, reserves, and necessary documents for qualification. Utilizing our sophisticated mortgage calculator, you can view side by side the USDA, FHA, Conforming, and VA options, which aids in determining the most suitable program for your financial scenario in .
2025 Loan Limits and Downpayment Requirements for Armona, County of Kings, CA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Armona, CA
The objective of Lendersa® is to facilitate the acquisition of the best USDA or FHA loan promptly and hassle-free. Choose one of three methods to align with appropriate lenders and USDA loan programs.
The USDA loan is government-backed by the Department of Agriculture, also recognized as the USDA rural development loan or USDA mortgage, and is strictly available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant advantages for qualifying homeowners.
Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
255 Butler Avenue, Suite 300, Lancaster, PA, 17601
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers
