USDA Loan Vs. FHA loan for Armona, CA [ best of 2023]

In 2025, USDA loan limit in Armona, county of Kings, CA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Armona, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 489-3679 521 miles Lender's profile and map Reviews Nebo Credit Union 730 East 300 South, Springville, UT, 84663 Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
(801) 376-2788 521 miles Lender's profile and map Reviews 9 Year Mortgage 2343 Deer Creek Way, Springville, UT, 84663 9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
(801) 836-7442 521 miles Lender's profile and map Reviews Mortgage Zone, LLC 1190 North Main, Suite 20, Springville, UT, 84663 Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
(801) 772-0733 521 miles Lender's profile and map Reviews Washington Financial Funding, Inc 165 West Canyon Crest Road, Suite 301, Alpine, UT, 84004 Washington Financial Funding, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our relationships with top national lenders make the process of securing a mortgage simple and straight forward.
(385) 261-1242 521 miles Lender's profile and map Reviews Solamere Mortgage LLC 461 North Whitby Woodlands Drive, Alpine, UT, 84004 Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.
(801) 971-3956 521 miles Lender's profile and map Reviews West Ridge Financial 1279 E Lone Peak Dr, Alpine, UT, 84004 West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.
(801) 595-7000 522 miles Lender's profile and map Reviews Continental Bank 15 West South Temple, Suite 420, Salt Lake City, UT, 84101 Continental Bank is a privately owned FDIC insured commercial bank founded in 2003 and headquartered in Salt Lake City, Utah. We specialize in commercial equipment financing for small and medium-sized businesses nationwide and are known both for our willingness to listen to our customers’ needs, and ability to fund their deals quickly.
(888) 390-1220 522 miles Lender's profile and map Reviews EnerBank USA 650 S Main Street, Suite 1000, Salt Lake City, UT, 84101 EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products
(573) 246-7087 522 miles Lender's profile and map Reviews Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.