USDA VS FHA in Lemoore, Kings County, CA

In 2026, the USDA loan limit for Lemoore in the county of Kings, CA is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare current rates of USDA versus FHA loans. This tool helps you determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation, particularly in Alabama.

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2026 Loan Limits and Downpayment Requirements in Lemoore, County of Kings, CA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lemoore, CA

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose one of three starting strategies to match lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, administered by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Main Street Mortgage Company
  • 3100 RICHMOND AVE SUITE 107, Houston, TX, 77098
  • "Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home.
    We combine old fashioned values with current technology to give you the service you deserve"

  • The Houston Prime Mortgage LLC
  • 3730 Kirby Drive, Houston, TX, 77098
  • The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Texas Top Mortgage
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  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more

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  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.

  • Sterling Investor Capital, LLC
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    Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

  • First State Bank and Trust Company
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  • First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.

  • Matagorda County Credit Union
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  • Baycel Federal Credit Union
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  • Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.

  • 18th Street Mortgage
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  • Republic State Mortgage Co.
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