For the year 2026, the USDA loan limit in Ione, within the county of Amador, CA is $379,200, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the income, credit, reserves, and paperwork necessary for eligibility. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program for your financial needs in .
2026 Loan Limits & Down Payment Requirements in Ione, Amador, CA
Loan Type
Loan Limit
Down Payment
USDA
$379,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ione, CA
Lendersa® is committed to helping you secure the most optimal USDA or FHA loan quickly and with ease. Choose from one of three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
Lends in California
At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!
With 26 years of mortgage experience, Sierra Home Mortgage specializes in helping homeowners 62+ understand how a reverse mortgage may improve their retirement. Reverse mortgages can be powerful financial tools designed to create greater flexibility in retirement. My approach is simple: no pressure, just clear education about your options and how your home equity may work for you. Please call (925) 788-8949 for details.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
Lends in California
Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
Lends in California
We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
"At www.GsmLoans.com, you can find information on different Loan Programs and find the best loan for you. Also find information on local schools, weather, links and other resources for the Lodi area and its surrounding communities.
Our team at Golden State Mortgage, Inc. can assist you with a variety of real estate services,"
The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
9381 E Stockton Blvd, Suite 208, Elk Grove, CA, 95624
Lends in California
"Land Home Financial Services is a Mortgage Banker/Direct Lender. We provide professional consultation and free mortgage loan analysis with a guarantee to offer you our best rates and programs available.
Land Home always conducts business in a highly ethical manner while focusing on doing what is best for the customer."
