USDA and FHA Pro and Con in Jamul, San Diego County, CA

In 2025, the USDA loan limit in Jamul, San Diego county, CA is $703,800, whereas the FHA limit for a single-family home is $977,500.

Use the Lendersa® USDA loan calculator to see today's top USDA vs. FHA rates. Determine needed income, credit, reserves, and qualifying documents. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you find the best fit for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Jamul, San Diego, CA

Loan Type Loan Limit Down Payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Jamul, CA

Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose one of three paths to find matching lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, or rural development loans, are guaranteed by the Department of Agriculture, available only in rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LITCHFIELD NATIONAL BANK
  • 316 N. State St., Litchfield, IL, 62056
  • Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.
  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
  • La Crosse Burlington Credit Union
  • 1735 Credit Union Court, La Crosse, WI, 54603
  • La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Marine Credit Union
  • 811 Monitor Street, La Crosse, WI, 54603
  • Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
  • River Bank
  • 145 North Main Street, Stoddard, WI, 54658
  • River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
  • G.E.C.U.
  • 225 La Crosse St, La Crosse, WI, 54602
  • Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
  • Xplore Federal Credit Union
  • 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success. Federally chartered in 1947.
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  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington