USDA Vs. FHA your options comparison in Jamul, San Diego County, CA

In 2025, the USDA loan limit in Jamul, San Diego county, CA is $703,800, whereas the FHA limit for a single-family home is $977,500.

Use the Lendersa® USDA loan calculator to see today's top USDA vs. FHA rates. Determine needed income, credit, reserves, and qualifying documents. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you find the best fit for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Jamul, San Diego, CA

Loan Type Loan Limit Down Payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Jamul, CA

Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose one of three paths to find matching lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, or rural development loans, are guaranteed by the Department of Agriculture, available only in rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Predian Mortgage
  • 830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
  • At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
  • Regal Bank
  • 570 West Mount Pleasant Avenue, Livingston, NJ, 07039
  • Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
  • KEYPOINT MORTGAGE, LLC
  • 150 Morris Avenue Suite 206,, Springfield, NJ, 7081
  • At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
  • New Jersey Home Funding
  • 1405 Route 18 South, Old Bridge, NJ, 08857
  • Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
  • L'Oréal USA Federal Credit Union
  • 30 L'Oreal Way, Clark, NJ, 07066
  • At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.
  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • M&C Menlo Park Federal Credit Union
  • 25 Middlesex Turnpike, Iselin, NJ, 08830
  • M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.