USDA Vs. FHA your options comparison in San-Anselmo, Marin County, CA

In 2026, the USDA loan cap for single-family homes in San-Anselmo, located in Marin, CA, is set at $657,900. Meanwhile, the FHA loan limit is $822,375.

With the Lendersa® USDA loan calculator, you can assess the most favorable rates today for USDA versus FHA loans. It also helps determine what income, credit, reserves, and documentation you need to qualify. This advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you to the most suitable program in for your financial circumstances.

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Loan limits and down payment requirements in San-Anselmo, Marin, CA for 2026

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA loan opportunities in San-Anselmo, CA

Lendersa® aims to provide you with optimal USDA or FHA loan options swiftly and with ease. Choose from three starting points to match with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, tailored for rural regions. It does not require a down payment, offering a distinct advantage over FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



San-Anselmo Lenders

  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Lends in California
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.

  • Marin County Federal Credit Union
  • 30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
  • Lends in California
  • Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.

  • Financial Concepts Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs.
    Our real estate division specializes in residential, investment and relocation properties for both buyers.

  • Mayfair Mortgage
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.

  • Capital Mortgage Consultants Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people.
    Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."

  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • Lends in California
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.

  • Preferred Mortgage Partners
  • 851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
  • Lends in California
  • Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to;
    Acquire a new home before selling your existing property.
    Tap into the equity of your existi

  • Solveit Mortgage
  • 1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
  • Lends in California
  • Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L

  • First Federal Savings and Loan of San Rafael
  • 1030 Third Street, San Rafael, CA, 94901
  • Lends in California
  • First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online

  • CMG Realty
  • 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
  • Lends in California
  • Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.