USDA and FHA Pro and Con in King-City, Monterey County, CA
In 2025, the USDA loan limit for King-City, located in the county of Monterey, CA, is set at $591,500. Meanwhile, the FHA limit for a single-family home is $739,450.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to choose which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in King-City, Monterey County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Options in King-City, CA
The mission of Lendersa® is to rapidly secure the best USDA or FHA loan for you without hassle. Begin with one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also termed a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Excel Realty Capital is one of the top commercial real estate mortgage companies in New York. In addition to the wide range of loan products we offer and property types we finance, we are the market leader in providing financing for medical office loans and healthcare loans in New York.
Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
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Quentin Realty Capital
A Direct Private Lender You Can Trust
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Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
At Landstone, we understand that financing is more than just a loan. It’s the foundation of your future and stepping stone to further growth. We’re a team built on a foundation of utmost integrity, unmatched resourcefulness, and unwavering dedication. We harness our every resource and vast network to get every deal done.
NYC Hard Money Lender is a direct mortgage lender providing bridge loans (bridge loan financing) for an array of commercial real estate needs. NYC Hard Money Lender has originated many bridge loans. We have closed loans in 7 business days! We are a bridge loan lenders, short-term mortgage specialists.
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