USDA Vs. FHA your options comparison in Kings-Beach, Placer County, CA
For 2025, the USDA loan ceiling in Kings-Beach, located in Placer, CA, is $486,400, whereas the FHA cap for a single-family home reaches $598,000.
Leverage the Lendersa® USDA loan calculator for comparing current USDA versus FHA rates, establishing the necessary income, credit worthiness, reserves, and documentation for eligibility. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side to determine which option in best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Kings-Beach, Placer, CA
Loan Type
Limit
Down Payment
USDA
$486,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Options for USDA and FHA Loans in Kings-Beach, CA
Lendersa® strives to quickly and easily secure the best USDA or FHA loan for you. Choose from three initial strategies to align with lenders and USDA programs.
The USDA loan, backed by the U.S. Department of Agriculture and often referred to as the USDA rural development loan or mortgage, is available exclusively in rural locales. In contrast to FHA loans, which necessitate a 3.5% down payment, USDA loans require no down payment at all.
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
7985 North Vance Drive, Suite 300, Arvada, CO, 80003
A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
9200 West Cross Drive, Suite 330, Littleton, CO, 80123
Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.
8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.
8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.
Westminster FCU was founded in 1960 by 12 Westminster Volunteer Fireman. The 'office' was a drawer in the secretary's desk of the city manager. WFCU has had several offices and has resided at its current location since 2001. The credit union is now a full service financial institution, offering everything from checking to mortgages.
COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
