USDA Vs. FHA your options comparison in Kings-Beach, Placer County, CA
For 2026, the USDA loan ceiling in Kings-Beach, located in Placer, CA, is $486,400, whereas the FHA cap for a single-family home reaches $598,000.
Leverage the Lendersa® USDA loan calculator for comparing current USDA versus FHA rates, establishing the necessary income, credit worthiness, reserves, and documentation for eligibility. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side to determine which option in best fits your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Kings-Beach, Placer, CA
Loan Type
Limit
Down Payment
USDA
$486,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Options for USDA and FHA Loans in Kings-Beach, CA
Lendersa® strives to quickly and easily secure the best USDA or FHA loan for you. Choose from three initial strategies to align with lenders and USDA programs.
The USDA loan, backed by the U.S. Department of Agriculture and often referred to as the USDA rural development loan or mortgage, is available exclusively in rural locales. In contrast to FHA loans, which necessitate a 3.5% down payment, USDA loans require no down payment at all.
Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.
The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
8200 Brookriver Drive, Suite N 110, Dallas, TX, 75247
Metro Medical Credit Union was founded in 1965 by the employees of the Dallas County Hospital System, now known as Parkland Health & Hospital System. Today, at 56 years of dedicated service, Metro Medical serves approximately 7, 000 members in two convenient locations and holds over $88 million in assets.
1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.
The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members
We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html
Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
