USDA and FHA Pro and Con in South-Lake-Tahoe, El Dorado County, CA
As of 2025, the USDA loan limit in South-Lake-Tahoe, within the county of El Dorado, CA, is $478,400. Meanwhile, the FHA limit is $598,000 for a single-family home.
By utilizing the Lendersa® USDA loan calculator, you can compare the most competitive USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required to meet qualification standards. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, thereby helping you decide which program in is the most suitable for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in South-Lake-Tahoe, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in South-Lake-Tahoe, CA
The objective of Lendersa® is to secure the finest USDA or FHA loan for you promptly, with ease and no complications. Choose from one of three starting points, all leading to a selection of matching lenders and USDA loan programs tailored to your situation.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them financially accessible.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
