USDA Vs. FHA Pro and Con comparison in South-Lake-Tahoe, El Dorado County, CA
As of 2025, the USDA loan limit in South-Lake-Tahoe, within the county of El Dorado, CA, is $478,400. Meanwhile, the FHA limit is $598,000 for a single-family home.
By utilizing the Lendersa® USDA loan calculator, you can compare the most competitive USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required to meet qualification standards. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, thereby helping you decide which program in is the most suitable for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in South-Lake-Tahoe, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in South-Lake-Tahoe, CA
The objective of Lendersa® is to secure the finest USDA or FHA loan for you promptly, with ease and no complications. Choose from one of three starting points, all leading to a selection of matching lenders and USDA loan programs tailored to your situation.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them financially accessible.
Unity National Bank, originally founded in 1963 and later chartered in 1985, is the only African-American owned banking institution in Texas. In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders. Dr. Kase Lawal, Chairman & CEO of Erin Energy, serves as Chairman of the
We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
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Originally chartered in 1965 as Stewart & Stevenson Credit Union, Space City Credit Union serves the employees and family members of companies such as Stewart & Stevenson, General Electric, Ineos, Solvay, McCall Group, Rex Supply, Houston Housing Authority, Houston Professional Musicians Association, and others.
Oak Farms Employees Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Oak Farms Employees Credit Union will continue a sound yet progressive asset management strategy
Financial services have their own meaning in city's life. Elite Lending Group is one of such places. Organization has an average score of 2 by NiceLocal visitors and is located by the following address: Houston, TX 77003, 318 McAlpine St.
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In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
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Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
