In the year 2025, the USDA loan cap for Pollock-Pines, located in El Dorado county, CA, is $478,400. Meanwhile, the FHA limit for a single-family residence is set at $598,000.
To evaluate top USDA and FHA rates, use the Lendersa® USDA loan calculator. It can also help determine the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side to aid you in choosing the most suitable option in Alabama for your financial context.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $598,000 | 3.5% |
| Conventional Conforming | $598,000 | 3% |
Lendersa® aims to streamline your experience in securing the optimal USDA or FHA loan efficiently. Start with any of these three options to match with lenders and access USDA loan plans.
The USDA home loan is an offering secured by the U.S. Department of Agriculture, referred to as a USDA mortgage or rural development loan, designed specifically for rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan eliminates the need for any initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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