As of 2026, the USDA loan cap in Pasadena, within Los Angeles county, CA, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting in selecting the best program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Needs in Pasadena, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Pasadena, CA
The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loan options, minus the hassle. Choose from one of three initial paths that lead to matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
"I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
We provide excellent service with rates and fees that are hard to beat. With our vast resources, experience, and knowledge, we make the lending process easy peasy. We've got you covered from boring conventional to exotic niche loans! We'll take the time to explain all the different loan options available
2980 E Northern Ave, Building C, Phoenix, AZ, 85028
summit Lending Solution is to become a nationwide lender serving all 50 states within the next ten years. We hope that you will put our experience and expertise to the test! Please visit our website, check our reviews, visit us on social media or give us a call when you are ready to buy a home or refinance
The AZ Mortgage Broker, LLC Team is your Arizona experienced mortgage team located in Phoenix, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Phoenix area.
ProLending, we don’t see customers as numbers and paperwork. For us, doing business is about making human connections. We listen to the people we serve. We find the right mortgage solution for their specific needs. And we help them achieve their dreams of homeownership. You’ll see it in everything we do.
11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
There had to be a better way. The mortgage industry can be complicated for the average homeowner or first time home buyer, and we wanted to change that. Road to Home Mortgage is a local mortgage brokerage where the client comes first. We help guide our clients successfully through the mortgage process.
"At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur
California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
