USDA Vs. FHA your options comparison in Altadena, Los Angeles County, CA
In 2025, the USDA loan limit for Altadena in Los Angeles, CA is $776,600, while the limit for an FHA loan on a single-family home is $1,089,300. Understanding these limits is important when evaluating your financing options.
To explore the best current USDA versus FHA rates, use the Lendersa® USDA loan calculator. It assists in identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling an informed choice for your financial situation, especially if based in .
2025 Loan Limits and Downpayment Requirements in Altadena, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Altadena, CA
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loans effortlessly. Start with one of three approaches that will connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment, providing a significant benefit to eligible buyers.
618 E. South Street, Suite 500, Orlando, FL, 32801
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
37 NORTH ORANGE AVE, SUITE 500, ORLANDO, FL, 32801
Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different.
Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
189 South Orange Ave., Suite 970, Orlando, FL, 32801
FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing.
We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
