USDA Vs. FHA Pro and Con comparison in Altadena, Los Angeles County, CA
In 2025, the USDA loan limit for Altadena in Los Angeles, CA is $776,600, while the limit for an FHA loan on a single-family home is $1,089,300. Understanding these limits is important when evaluating your financing options.
To explore the best current USDA versus FHA rates, use the Lendersa® USDA loan calculator. It assists in identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling an informed choice for your financial situation, especially if based in .
2025 Loan Limits and Downpayment Requirements in Altadena, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Altadena, CA
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loans effortlessly. Start with one of three approaches that will connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment, providing a significant benefit to eligible buyers.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246
"We compare wholesale mortgage rates to obtain the best Colorado loan for you.
Mortgage costs can vary by thousands of dollars for the same loan product.
We make it easy to find the right mortgage since 1999.
Please request a quote if you are shopping for a Colorado mortgage.
Our process is fast and paperless!"
720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
9777 Pyramid Court, Suite 100, Englewood, CO, 80224
Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
