For 2025, the USDA loan cap for a single-family home in La-Riviera, within the county of Sacramento, CA, is $478,400, whereas the FHA limit reaches $598,000.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Analyze income, credit, reserves, and documentation necessary for qualifying. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options concurrently, supporting your decision for the best program in tailored to your financial needs.
Loan Limits and Downpayment Needs in La-Riviera, County of Sacramento, CA in 2025
Loan Type
Loan Limit
Down Payment Required
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Choices for USDA and FHA Loans in La-Riviera, CA
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan hassle-free. Begin from one of the three starting points to pair with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, exclusively available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.
1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
8501 Camino Media, Suite 400, Bakersfield, CA, 93311
Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
AMK Home Loans, LLC founder of the Dave Kaufman since the 90s I’ve been involved in all phases of real estate – from buying to selling and managing properties. This means I have the benefit of a holistic perspective of the buying process, from start to finish. My goal is to make every transaction as stress free as possible for my clients.
All Seasons Mortgage Services Group full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455
Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.
J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.
Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.
