USDA and FHA Pro and Con in La-Riviera, Sacramento County, CA
For 2026, the USDA loan cap for a single-family home in La-Riviera, within the county of Sacramento, CA, is $478,400, whereas the FHA limit reaches $598,000.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Analyze income, credit, reserves, and documentation necessary for qualifying. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options concurrently, supporting your decision for the best program in tailored to your financial needs.
Loan Limits and Downpayment Needs in La-Riviera, County of Sacramento, CA in 2026
Loan Type
Loan Limit
Down Payment Required
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Choices for USDA and FHA Loans in La-Riviera, CA
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan hassle-free. Begin from one of the three starting points to pair with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, exclusively available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.
10620 Treena Street, Suite 230, San Diego, CA, 92131
We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
Westonhill Properties & Financial Group was founded on a strong belief of service, honesty, and reliability. We are dedicated to providing unparalleled service and to educating every client we serve. We are proud to say that our dedication has earned us a loyal following of clients in San Diego. With Westonhill Properties & Financial Group.
Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
Click Mortgage, a Division of Golden Bear Capital, Inc
10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only
Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
Reverse Mortgage Lending is committed to helping individuals and families obtain financial freedom. A reverse mortgage allows seniors to convert the equity in their home into cash. By putting your equity to work you can help fund retirement, pay for medical bills or provide financial security for unexpected life events.
