USDA Vs. FHA your options comparison in La-Riviera, Sacramento County, CA

For 2025, the USDA loan cap for a single-family home in La-Riviera, within the county of Sacramento, CA, is $478,400, whereas the FHA limit reaches $598,000.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Analyze income, credit, reserves, and documentation necessary for qualifying. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options concurrently, supporting your decision for the best program in tailored to your financial needs.

Explore loan offers from over 100 lenders

Loan Limits and Downpayment Needs in La-Riviera, County of Sacramento, CA in 2025

Loan Type Loan Limit Down Payment Required
USDA $478,400 0%
FHA $598,000 3.5%
Conventional Conforming $598,000 3%

Choices for USDA and FHA Loans in La-Riviera, CA

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan hassle-free. Begin from one of the three starting points to pair with lenders offering USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Defining USDA Loan in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, exclusively available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • POWELL HOME MORTGAGE, LLC
  • 7730 Camelback Dr., Indianapolis, IN, 46250
  • Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Milestone Mortgage, Inc
  • 7168 Graham Road, Suite 175, Indianapolis, IN, 46250
  • Milestone Mortgage, we strive to "Go the Extra Mile for You!" As a client, you will be treated with respect and you will experience the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing your home , or cashing out some of your home equity.
  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
  • GR Consumers Credit Union
  • 3975 Clay Avenue SW, Wyoming, MI, 49548
  • At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • NAS JRB Credit Union
  • 400 Russell Avenue, Building 509, New Orleans, LA, 70143
  • NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196
  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.