USDA and FHA Pro and Con in Vineyard, Sacramento County, CA
As of 2025, the USDA loan cap for Vineyard in the county of Sacramento, CA, is $540,000, whereas the FHA cap for a single-family home is $763,600.
Take advantage of the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. This helps you determine the required income, credit, reserves, as well as the necessary documents for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, making it easier to choose the most fitting program for your financial circumstances, especially in Alabama.
2025 Loan Limits and Down Payment Requirements in Vineyard, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Vineyard, CA
Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly, with minimal hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require zero down payment.
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Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
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N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
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N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
