As of 2025, the USDA loan cap for Vineyard in the county of Sacramento, CA, is $540,000, whereas the FHA cap for a single-family home is $763,600.
Take advantage of the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. This helps you determine the required income, credit, reserves, as well as the necessary documents for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, making it easier to choose the most fitting program for your financial circumstances, especially in Alabama.
2025 Loan Limits and Down Payment Requirements in Vineyard, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Vineyard, CA
Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly, with minimal hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require zero down payment.
121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
"Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA.
When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
41877 Enterprise Cir suite 200, Temecula, CA, 92590
Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs & most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult & confusing process of choosing & getting the exact loan to meet your specific needs.
43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
