FHA Vs. USDA loan program for Mather, Sacramento County, California

In 2025, USDA loan limit in Mather, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mather, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 877-7113 872 miles Lender's profile and map Reviews Colorado Professionals Mortgage 8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123 At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.
(505) 342-8888 872 miles Lender's profile and map Reviews U.S. Eagle Federal Credit Union 559 W. Cordova Rd, Santa Fe, NM, 87505 US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
(505) 471-0888 872 miles Lender's profile and map Reviews Sunset Financial Services Inc 2010 Cerrillos Rd, Suite 9, Santa Fe, NM, 87505 Sunset Financial Services Dedicated to delivering the highest quality of service to our customer's as possible. When we provide a service, we do so seamlessly and ensure it is a pleasant and enjoyable experience for everyone involved. We provide loans for help with family members, medical expenses.
(505) 982-3802 872 miles Lender's profile and map Reviews Northern New Mexico School Employees Federal Credit Union 614 Alta Vista St, Santa Fe, NM, 87505 Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
(505) 310-6435 872 miles Lender's profile and map Reviews Loan Fox Inc. 1228 Osage Ave, Santa Fe, NM, 87505 At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,
(303) 763-2555 872 miles Lender's profile and map Reviews FCI Federal Credit Union PO Box 620092, Littleton, CO, 80162 FCI Federal Credit Union is located in Littleton, Colorado, and was founded in 1941. We offer automatic transfer from an existing account or an approved line of credit (maximum $1,000.00 with approved credit [w.a.c.]) to give you that extra sense of security and flexibility. No annual fee with maximum of $1,000.00 per day.
(303) 427-5005 872 miles Lender's profile and map Reviews Sooper Credit Union 5005 W 60th Ave, Arvada, CO, 80003 Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
(303) 424-5037 872 miles Lender's profile and map Reviews Fidelis Catholic Credit Union 6320 Wadsworth Blvd, Arvada, CO, 80003 Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
(303) 428-5080 872 miles Lender's profile and map Reviews Electrical Federal Credit Union 5080 W 60th Avenue, Arvada, CO, 80003 EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
(303) 428-1900 872 miles Lender's profile and map Reviews Meyers Funding 8120 Sheridan Blvd, Suite 330C, Arvada, CO, 80003 Meyers Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(303) 888-3204 872 miles Lender's profile and map Reviews Chris Snydal, Mortgage Broker 8120 Sheridan, Suite C330, Arvada, CO, 80003 Chris Snydal here to solve that for you ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with It's easy to reach me.