USDA and FHA Pro and Con in Mather, Sacramento County, CA
In 2026, the USDA loan cap in Mather, the county of Sacramento, CA, stands at $540,000, whereas the FHA limit reaches $763,600 for single-family homes.
Lendersa® provides a USDA loan calculator to facilitate comparisons between current USDA and FHA optimal rates, assessing income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, helping you choose which option suits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Mather, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Mather, CA
Lendersa® is committed to securing you the most beneficial USDA or FHA loan quickly and with ease. Choose from three initiation points for lender matching and accessing the USDA loan programs.
The USDA home loan is a government-backed loan offered by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no downpayment.
Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.
The ASECU was organized on February 15, 1954, with 7 members. We currently have almost 1000 members. The board of directors and committee members meet monthly to review the general operations, set interest rates, and review agenda items The Credit Union has mailboxes at both the Alexandria Technical & Community College and Voyager School.
Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
DEBT DOES DEALS shows clients how to use mortgage debt to build a legacy. From purchasing your first home, to refinancing an existing home loan, or building a home from scratch, we will provide you the best home loan to make your financial dreams a reality. debtdoesdeals.com is your online resource for personalized mortgage solutions,
Midwest Minnesota Community Development Corporation
119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.
In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
701 Highlander Blvd, Suite 350, Arlington, TX, 76015
We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.