USDA Loan Vs. FHA loan pro & con for Mather, Sacramento County, CA

In 2024, USDA loan limit in Mather, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mather, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(612) 379-8811 https://www.nebankmn.com/ 1504 miles Lender's profile and map Reviews Northeast Bank 77 Broadway Street Northeast, Minneapolis, MN, 55413 Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
(417) 846-1719 https://www.freedombk.com/ 1504 miles Lender's profile and map Reviews Freedom Bank of Southern Missouri 97 South Main, Cassville, MO, 65625 Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
(612) 234-6301 https://riverland.bank/ 1504 miles Lender's profile and map Reviews Riverland Bank 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414 At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
(612) 379-3222 https://www.ubtmn.com/ 1504 miles Lender's profile and map Reviews Union Bank and Trust Company 312 Central Avenue Southeast, Minneapolis, MN, 55414 At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
(612) 730-5467 http://www.accesshomeloans.com/ 1504 miles Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(763) 404-7600 https://financialonecu.com/ 1504 miles Lender's profile and map Reviews Financial One Credit Union 843 40th Avenue NE, Columbia Heights, MN, 55421 Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
(763) 754-3100 http://www.qualityllc.com 1504 miles Lender's profile and map Reviews Quality Choice Mortgage LLC 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304 The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(763) 267-6300 https://www.mnteamsterscu.com/ 1505 miles Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(903) 852-6911 https://fsbbrownsboro.com/ 1505 miles Lender's profile and map Reviews First State Bank of Brownsboro 14225 State Hwy 31 E, Brownsboro, TX, 75756 The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
(651) 246-9944 http://www.mlphomemortgage.com 1506 miles Lender's profile and map Reviews MLP Home Mortgage Inc. 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121 At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(651) 690-8454 https://www.edinarealty.com/mortgage/mortgage-finance-your-home-in-minnesota-wisconsin 1506 miles Lender's profile and map Reviews Edina Realty Mortgage 735 Cleveland Ave S, Saint Paul, MN, 55116 At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.