In 2025, the USDA loan cap in Mather, the county of Sacramento, CA, stands at $540,000, whereas the FHA limit reaches $763,600 for single-family homes.
Lendersa® provides a USDA loan calculator to facilitate comparisons between current USDA and FHA optimal rates, assessing income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, helping you choose which option suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mather, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Mather, CA
Lendersa® is committed to securing you the most beneficial USDA or FHA loan quickly and with ease. Choose from three initiation points for lender matching and accessing the USDA loan programs.
The USDA home loan is a government-backed loan offered by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no downpayment.
MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.
We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
1901 Camino Vida Roble, Suite 115, Carlsbad, CA, 92008
With over 20 years of combined experience on the front line of lending our qualified team of compliance professionals speak the mortgage language and are able to hear what our clients truly need to gain compliance “know-how” and build a solid foundation for a successful business. As part of our core business strategy,
We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
"Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace.
We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
Blackstone Financial, Inc. understands that obtaining a mortgage can be a complicated and intimidating process. That’s why we are on your side. We develop residential and commercial mortgage and financing strategies that are customized for your specific needs. We do not provide template and cookie-cutter solutions.
1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
