USDA Loan Vs. FHA loan for Mather, CA [Sacramento County ]

In 2025, USDA loan limit in Mather, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mather, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(765) 647-4116 Lender's profile and map Reviews FCN Bank 501 Main St, Brookville, IN, 47012 At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions. We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
(205) 631-6563 Lender's profile and map Reviews The Hutson Company 1244 Main Street, Gardendale, AL, 35071 The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
(989) 835-7794 Lender's profile and map Reviews Dow Chemical Employees' Credit Union 600 E Lyon Road, Midland, MI, 48640 Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
(419) 636-2123 Lender's profile and map Reviews Northwestern Federal Credit Union 234 North Main Street, Bryan, OH, 43506 Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(502) 532-7392 Lender's profile and map Reviews United Citizens Bank & Trust Company 8198 Main Street, Campbellsburg, KY, 40011 The mission of United Citizens Bank is to be a locally owned community bank serving our customers by offering and delivering quality financial services at competitive rates. We are committed to active community involvement. We will strive to maintain financial soundness and stability while providing shareholders a reasonable return on their investm
(517) 339-5300 Lender's profile and map Reviews Ideal Mortgage Services, LLC 1257 Haslett Rd, Haslett, MI, 48840 Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
(419) 678-2385 Lender's profile and map Reviews The Peoples Bank Co. 112-14 West Main Street, Coldwater, OH, 45828 Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
(205) 428-8472 Lender's profile and map Reviews First Financial Bank 1630 4th Avenue North, Bessemer, AL, 35020 At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock. As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits
(205) 426-0578 Lender's profile and map Reviews Marvel City Federal Credit Union 316 17th St N, Bessemer, AL, 35020 At Marvel City Federal Credit Union, our Southern roots run deep. We live in a place where people take pride in their hometown, recognize that local businesses are the lifeblood of the economy, and go the extra mile to help their neighbors. Your finances are a major priority in your life. So we make it a priority to quickly.
(989) 733-8557 Lender's profile and map Reviews Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.
(906) 632-3134 Lender's profile and map Reviews Chippewa County Credit Union 402 West Spruce Street, Sault Sainte Marie, MI, 49783 Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.