FHA Vs. USDA loan program for Arden-Arcade, Sacramento County, California

In 2025, USDA loan limit in Arden-Arcade, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arden-Arcade, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(833) 527-5626 2090 miles Lender's profile and map Reviews Guaranteed Home Loans LLC 1130 River Overlook Court, Lawrenceville, GA, 30043 GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
(216) 306-0225 2091 miles Lender's profile and map Reviews Social Mortgage LLC. 1861 W25th Street, Cleveland, OH, 44113 Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
(216) 727-3525 2091 miles Lender's profile and map Reviews AMKO Lending LLC 2019 Center Street, Suite 103, Cleveland, OH, 44113 Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
(440) 887-3800 2091 miles Lender's profile and map Reviews Wiremen's Credit Union 5800 State Road, Parma, OH, 44134 The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
(216) 524-0414 2091 miles Lender's profile and map Reviews All Saints Federal Credit Union 6740 Broadview Road, Parma, OH, 44134 On August 1, 2020, St. Columbkille Federal Credit Union merged with All Saints Federal Credit Union. There are now two branch locations to serve you: the St. Columbkille Branch in Parma and the St. Therese Branch in Garfield Heights. Our field of membership is open to employees and members of the Catholic Diocese of Cleveland
(216) 621-4644 2091 miles Lender's profile and map Reviews Firefighters Community Credit Union \| FFCCU 1222 W. Pleasant Valley Rd, Parma, OH, 44134 Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
(216) 741-9430 2091 miles Lender's profile and map Reviews Steel Valley Federal Credit Union 3840 Pearl Road, Cleveland, OH, 44109 The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
(800) 705-4308 2091 miles Lender's profile and map Reviews Secure Lending Incorporated 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109 Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
(216) 263-7034 2091 miles Lender's profile and map Reviews NoteWorthy Federal Credit Union 1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114 We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
(216) 664-2217 2091 miles Lender's profile and map Reviews Greater Cleveland Community Credit Union 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114 The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
(216) 861-3535 2091 miles Lender's profile and map Reviews Cleveland Police Credit Union 2301 Payne Avenue, Cleveland, OH, 44114 The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.