USDA Loan Vs. FHA loan for Arden-Arcade, CA [Sacramento County ]

In 2025, USDA loan limit in Arden-Arcade, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arden-Arcade, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 444-6070 Lender's profile and map Reviews Sacramento Credit Union PO Box 2351, Sacramento, CA, 95812 Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
(916) 228-4930 Lender's profile and map Reviews Elevate Mortgage 717 K Street, Suite 510, Sacramento, CA, 95814 Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
(916) 761-4915 Lender's profile and map Reviews Eric Teply Mortgage Advisor 1231 I Street, Suite 203, Sacramento, CA, 95814 Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
(530) 400-3501 Lender's profile and map Reviews PMI 520 Capitol Mall, Suite 780, Sacramento, CA, 95814 Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
(916) 502-3463 Lender's profile and map Reviews Securus Group 1231 I Street, Suite 203, Sacramento, CA, 95814 Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(916) 999-5380 Lender's profile and map Reviews 101 Mortgage & Realty 1231 I Street, Suite 203, Sacramento, CA, 95814 At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
(916) 442-1459 Lender's profile and map Reviews Professional Mortgage Associates 1231 I Street, Suite 203, Sacramento, CA, 95814 We at Professional Mortgage Associates have a friendly, professional staff available to answer all your home finance questions with no obligation. We promise to always give you sound advice before earning your business. Your loan application may be made by telephone, fax, e-mail or in person.
(888) 484-7675 Lender's profile and map Reviews Simple Mortgage Financial 500 Capitol Mall, Sacramento, CA, 95814 At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(916) 701-9930 Lender's profile and map Reviews Rafael Arrieta Mortgage Loans 2716 Broadway, Sacramento, CA, 95818 When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.
(916) 453-7533 Lender's profile and map Reviews Michael Buccella Mortgage Lender 2716 Broadway, Sacramento, CA, 95818 My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.
(916) 284-6844 Lender's profile and map Reviews Kathleen Beck - Mortgage Lender 2716 Broadway, Sacramento, CA, 95818 "I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "