USDA and FHA Pro and Con in Mission-Viejo, Orange County, CA
In 2025, the USDA loan limit in Mission-Viejo, county of Orange, CA, is $657,900. Meanwhile, for a single-family home, the FHA limit stands at $822,375.
Lendersa® offers a USDA loan calculator that helps you compare today's competitive rates between USDA and FHA loans. It also assists in determining the income, credit level, reserves, and necessary documents for qualification. With this comprehensive mortgage calculator, you can view various options—USDA, FHA, Conforming, and VA—side by side, helping you choose the most suited program in for your specific financial situation.
Discover 2025 Loan Limits and Downpayment Requirements in Mission-Viejo, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
Exploring USDA and FHA Loan Options in Mission-Viejo, CA
At Lendersa®, our mission is to promptly provide you with the most suitable USDA or FHA loan without complications. Choose from three distinct starting points designed to connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan is a government-guaranteed loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural neighborhoods. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage for eligible applicants.
Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
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"We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers.
This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.
NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.
Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.
Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
