USDA Vs. FHA Pro and Con comparison in Mission-Viejo, Orange County, CA
In 2025, USDA loan limit in Mission-Viejo, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Mission-Viejo, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Mission-Viejo, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The Bank of Morton was chartered in 1904 and has operated continuously in Scott County since its inception.The bank’s primary mission has been to serve the banking needs of Morton, as well as communities in the surrounding area. This continues to be the primary driving force around the Bank today. Being the second oldest bank
SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.
Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
"Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants
For more information about the products we offer"
Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
Kaskaskia Valley Community Credit Union is a non-profit financial cooperative organized solely to meet the needs of its membership. Chartered in 1982 as Centralia Correctional Center Credit Union, KVCCU has grown from 19 members to more than 3,900 members! We now help people like you manage more than $21,000,000 in assets.
Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.
Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
