USDA and FHA Pro and Con in Laguna-Woods, Orange County, CA
In 2025, the USDA loan limit for Laguna-Woods, located in Orange, CA, is $657,900, while for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best of today's USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Laguna-Woods, Orange County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Laguna-Woods, CA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting points that connect you with compatible lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.
Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed－Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance
Commercial Property We Fund Nationwide:
commercial warehouses, retail spaces, industrial offices, self storage, office buildings, farm Loans, multi-family, assisted living, short-term rentals and others.
The property where your business will operate is unique and we pair our knowledge and resources to ensure your business mortgage success!
SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative.
Our method of doing business is to have high client involvement
A Vision Property Services| Home Loans | Home Purchase and Sales
28812 Vista Valley Dr, Vista, CA, 92084
A Vision Property Services| Home Loans | Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
