USDA and FHA Pro and Con in Laguna-Woods, Orange County, CA
In 2025, the USDA loan limit for Laguna-Woods, located in Orange, CA, is $657,900, while for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best of today's USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Laguna-Woods, Orange County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Laguna-Woods, CA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting points that connect you with compatible lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.
Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.
Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.
At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
