USDA and FHA Pro and Con in Laguna-Woods, Orange County, CA
In 2026, the USDA loan limit for Laguna-Woods, located in Orange, CA, is $657,900, while for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best of today's USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Laguna-Woods, Orange County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Laguna-Woods, CA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting points that connect you with compatible lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.
770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.
5100 North 6th Street, Suite 170, Fresno, CA, 93710
We are a Real estate and loan brokerage located in Fresno, California. We are your one stop shop for buying or selling a home, residential financing and property management.CA DRE # 01888981brokerage located in Fresno, California. We are your one stop shop for buying or selling a home
"Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.
After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"
ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
