In 2025, USDA loan limit in Laguna-Woods, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Laguna-Woods, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Laguna-Woods, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.
Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
15015 Main Street, Suite 205A, Bellevue, WA, 98007
We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
