USDA VS FHA in Lake-Los-Angeles, Los Angeles County, CA

In 2025, the USDA loan limit in Lake-Los-Angeles, within the county of Los Angeles, CA, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making process to find the best-fit program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Lake-Los-Angeles, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Lake-Los-Angeles, CA

Lendersa® aims to secure you the best USDA or FHA loans rapidly and effortlessly. Choose one of three initial steps that link you to matching lenders and USDA loan opportunities.

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Understanding USDA Loans in CA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas. Contrasting with FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row
  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.
  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.
  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
  • Family First Credit Union".
  • 1011 N Michigan Avenue, Saginaw, MI, 48602
  • Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • Jeep Country Federal Credit Union
  • 7030 Spring Meadows West Drive, Holland, OH, 43528
  • Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve