USDA VS FHA in Lake-Los-Angeles, Los Angeles County, CA

In 2025, the USDA loan limit in Lake-Los-Angeles, within the county of Los Angeles, CA, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making process to find the best-fit program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Lake-Los-Angeles, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Lake-Los-Angeles, CA

Lendersa® aims to secure you the best USDA or FHA loans rapidly and effortlessly. Choose one of three initial steps that link you to matching lenders and USDA loan opportunities.

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Understanding USDA Loans in CA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas. Contrasting with FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
  • Utah Funding
  • 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
  • Savient Financial Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
  • Americap Direct Funding
  • 1201 Dove, Suite 570, Newport Beach, CA, 92660
  • Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • Save Financial Incorporated
  • 5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
  • Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
  • Master Key Capital
  • 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
  • Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
  • Thayer Financial Corporation
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.