USDA VS FHA in Lake-Los-Angeles, Los Angeles County, CA

In 2025, USDA loan limit in Lake-Los-Angeles, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lake-Los-Angeles, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Lake-Los-Angeles, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
  • Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
  • Quantum Credit Union
  • 6300 W 21st North, Wichita, KS, 67205
  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
  • First Equity Mortgage Services
  • 10011 W. 21st St. N, Suite 101, Wichita, KS, 67205
  • "With a wide variety of different loan programs, First Equity Mortgage Services, Inc is sure to have one to help you achieve the American dream of owning a home. We are locally owned and operated and conveniently located in Wichita, Ks. First Equity Mortgage is active in the local community: Catholic Charities, Red Cross, Habitat for Humanity.
  • Bennington State Bank
  • 104 West Washington Street, Bennington, KS, 67422
  • The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
  • Impact Bank
  • 206 East Harvey Avenue, Wellington, KS, 67152
  • Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.