USDA Vs. FHA Pro and Con comparison in Sun-Village, Los Angeles County, CA
In 2025, the USDA loan limit for Sun-Village, located in Los Angeles County, CA, is $657,900. Comparatively, the FHA limit for a single-family home is $822,375.
Try the Lendersa® USDA loan calculator to efficiently compare the best USDA versus FHA rates available today. It provides insights into the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, empowering you to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Sun-Village, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Reviewing USDA and FHA Loan Options in Sun-Village, CA
The mission at Lendersa® is to quickly find you the ideal USDA or FHA loan without the usual complications. You have three starting points to choose from, each linking you to relevant lenders and USDA loan programs.
A USDA home loan is a type of financing backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan option is predominantly available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
