USDA Vs. FHA Pro and Con comparison in Sun-Village, Los Angeles County, CA

In 2025, USDA loan limit in Sun-Village, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sun-Village, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Sun-Village, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central Valley Communtiy Bank
  • 7100 North Financial Drive, Suite 101, Fresno, CA, 93720
  • At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.
  • ALLIANCE MORTGAGE LENDING SERVICES INC
  • 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720
  • Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..
  • DSD Financial Inc.
  • 7614 N. Fresno St, Suite 102, Fresno, CA, 93720
  • DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans
  • L.O.A.N. Services, Inc.
  • 7067 N Mariposa St, Suite 105, Fresno, CA, 93720
  • We are a full service mortgage company based in Fresno. We specialize in VA Mortgage Loans in Fresno & Fresno County. We also serve the surrounding cities such as Clovis, Madera, Kerman, Sanger, Selma, Reedly, Kingsburg, Hanford, and Lemoore. Whether you are buying a home or refinancing in any of these zip codes 93711, 93720, or 93612,
  • Lending Concepts
  • 575 E. Alluvial Ave #102, Fresno, CA, 93720
  • Lending Concepts closes over 95% of our pre-approved loans. We utilize in-house processing which means your loan is both approved and funded locally. This allows us to be more flexible which results in faster and more efficient processing and our exceptional rate of mortgages funded.
  • M.C. Real Estate Corp
  • 4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
  • Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
  • Fresno First Bank
  • 7690 N. Palm Avenue, Suite 101, Fresno, CA, 93711
  • Fresno First Bank is dedicated to the banking needs of businesses, professionals, & successful individuals throughout Central CA. We believe businesses & individuals want the "hands-on, know your customer"​ approach. It is our mission to provide a full range of banking services differentiated by an ability to tailor & adjust services quickly.