USDA Loan Vs. FHA loan for Lancaster, CA [Los Angeles County Rates 2023]

In 2025, USDA loan limit in Lancaster, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lancaster, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(502) 859-5111 1836 miles Lender's profile and map Reviews Century Bank of Kentucky, Inc. 201 West Woodford Street, Lawrenceburg, KY, 40342 Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
(850) 796-2000 1836 miles Lender's profile and map Reviews FNBT BANK 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548 Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
850-598-3031 1836 miles Lender's profile and map Reviews Mortgage One of the South Inc 15 North Eglin Parkway, Fort Walton Beach, FL, 32548 At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
(269) 965-1381 1836 miles Lender's profile and map Reviews Grand Trunk (Battle Creek) Employees Federal Credit Union 1275 North Raymond Road, Battle Creek, MI, 49014 Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
(269) 968-9251 1836 miles Lender's profile and map Reviews Kellogg Community Credit Union 41 2nd St, Battle Creek, MI, 49014 Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
(517) 279-5500 1837 miles Lender's profile and map Reviews Southern Michigan Bank & Trust 51 W Pearl St, Coldwater, MI, 49036 SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
(989) 352-6031 1837 miles Lender's profile and map Reviews Community First Federal Credit Union 9637 N Greenville Rd, Lakeview, MI, 48850 Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
(765) 962-2581 1838 miles Lender's profile and map Reviews First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(765) 935-2490 1838 miles Lender's profile and map Reviews WUFFACE Federal Credit Union 400 North A Street, Richmond, IN, 47374 WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
(765) 962-7113 1838 miles Lender's profile and map Reviews Wayne County Federal Credit Union 3010 West Main Street, Richmond, IN, 47374 Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.