USDA Vs. FHA Pro and Con comparison in Ukiah, Mendocino County, CA
In the year 2026, the USDA loan cap in Ukiah, Mendocino county, CA stands at $420,000. For single-family homes, the FHA limit is $546,250.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans. This tool helps you ascertain the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that best suits your financial needs in regions like Alabama.
2026 Loan Limits and Downpayment Requirements in Ukiah, Mendocino, CA
Loan Type
Loan Limit
Down Payment
USDA
$420,000
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ukiah, CA
At Lendersa®, our mission is to secure you the best USDA or FHA loan quickly and efficiently. You can begin from any of three approaches to align with lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available strictly for rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require zero initial payment.
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
