FHA Vs. USDA loan program for Santa-Rosa, Sonoma County, California

In 2025, USDA loan limit in Santa-Rosa, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Santa-Rosa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(814) 861-3310 2364 miles Lender's profile and map Reviews Professional Choice Mortgage 100 North Patterson Street, State College, PA, 16801 Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
(814) 308-0959 2364 miles Lender's profile and map Reviews Principle Home Mortgage 1402 S. Atherton Street, Suite 002, State College, PA, 16801 We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
(814) 360-0505 2364 miles Lender's profile and map Reviews TRUE HOME MORTGAGE 1315 S Allen St, Suite 207, State College, PA, 16801 True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
(912) 236-4400 2364 miles Lender's profile and map Reviews Georgia Heritage Federal Credit Union PO Box 1920, Savannah, GA, 31402 At Georgia Heritage FCU, it’s all about you. Our mission is making a positive difference for our members and the communities we serve. As a not-for-profit organization, we put members first. We strive to maintain a one-on-one relationship with our members while providing them with a full line of financial resources.
(843) 549-2265 2364 miles Lender's profile and map Reviews Bank of the Lowcountry 1100 North Jefferies Boulevard, Walterboro, SC, 29488 Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
(843) 549-2526 2364 miles Lender's profile and map Reviews First Federal-South Carolina 300 Robertson Blvd, Walterboro, SC, 29488 1ST FEDERAL SAVINGS BANK OF SC, INC. “The Family Bank” Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
(912) 882-4630 2364 miles Lender's profile and map Reviews United 1st Credit Union 162 N Gross Rd, Kingsland, GA, 31548 United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(912) 729-5626 2364 miles Lender's profile and map Reviews Coastal Mortgage Company 24 Andrews Way, Kingsland, GA, 31548 We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
(912) 437-4141 2364 miles Lender's profile and map Reviews Southeastern Bank 1010 North Way, Darien, GA, 31305 Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
(540) 686-7637 2365 miles Lender's profile and map Reviews Midway Federal Credit Union 158 Front Royal Pike, Suite 101, Winchester, VA, 22602 Since opening in 1961, Midway Federal Credit Union has been proud to serve the Mt. Weather Federal Employee community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.
(877) 450-0222 2365 miles Lender's profile and map Reviews Integrity Home Mortgage Corporation 122 Pilot Circle, Winchester, VA, 22602 Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC. Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
(540) 678-0800 2365 miles Lender's profile and map Reviews SUCCESS MORTGAGE, LLC 508 Front Royal Pike, Winchester, VA, 22602 SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.