USDA VS FHA in Santa-Rosa, Sonoma County, CA

In 2024, USDA loan limit in Santa-Rosa, county of Sonoma, CA is $763,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Santa-Rosa, county of Sonoma, CA

Loan Type Loan Limit Down payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

USDA and FHA loan options in Santa-Rosa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.
  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.
  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding? Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.
  • Virginia Beach Postal Federal Credit Union
  • 501 Viking Drive, Suite A, Virginia Beach, VA, 23452
  • Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
  • Beach Municipal Federal Credit Union
  • 4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
  • Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
  • Easy Money EMG
  • 272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
  • For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. We promise to work with you directly.
  • Minute Loan Center
  • 272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
  • Minute Loan Center has been your neighborhood community lender for over 25 years. We have helped hundreds of thousands of hardworking Americans find the funds they need, often when others would not help them. Our personalized Installment Loans start with a quick application process and we offer a variety of funding options online
  • Virginia Beach Schools Federal Credit Union
  • 3701 Bonney Rd, Virginia Beach, VA, 23452
  • We were founded in 1960 at Princess Anne High School and have been growing ever since, becoming the premier credit union for all Virginia Beach City Public Schools. In 1986 we added the employees of Accomack and Northampton County Schools on the Eastern Shore and shortly thereafter added the employees and students of Virginia Wesleyan College.