USDA and FHA Pro and Con in Santa-Rosa, Sonoma County, CA
For the year 2026, the USDA loan limit in the city of Santa-Rosa, located in the county of Sonoma, CA, is $763,200. Comparatively, the FHA loan limit for a single-family home is $707,250.
You can utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This helps identify the necessary income, credit status, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you can view and contrast USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Santa-Rosa, County of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$707,250
3.5%
Conventional Conforming
$707,250
3%
Exploring USDA and FHA Loan Options in Santa-Rosa, CA
The aspiration of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan without any hassle. You can start with one of three paths that lead to matched lenders and USDA loan programs suited to your needs.
The USDA home loan, endorsed by the government Department of Agriculture, is frequently called a USDA rural development loan or USDA mortgage. These loans are specifically available in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all, making them a compelling option for qualifying buyers in eligible areas.
Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.
We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation
D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
