USDA Loan Vs. FHA loan for Livermore, CA 2026

For 2026, the USDA loan limit in Livermore, county of Alameda, CA is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans. This tool helps you assess required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in determining which program in suits your financial scenario best.

USDA and FHA Loan Choices in Livermore, CA

Lendersa® is dedicated to securing the best USDA or FHA loan for you rapidly and effortlessly. Choose one of three starting options that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

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Livermore Lenders
(925) 577-3776 Lender's profile and map East Bay Lender 2300 First Street, Suite 216, Livermore, CA, 94550 Lends in California Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
(916) 601-8572 Lender's profile and map LongShore Capital 411 South Street, Suite E, Livermore, CA, 94550 Lends in California We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance.
(408) 433-0404 Lender's profile and map Access Mortgage 1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035 Lends in California Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
(408) 280-6474 Lender's profile and map Supreme Financial Services 1649 S Main, Suite 107, Milpitas, CA, 95035 Lends in California Supreme Financial Services We are committed to providing the absolute best quality to each and every one of our customers. Over the last 30 years, since our start as a family, we have continued to grow while staying true to our original mission — to give you, the customer, a winning service that you can rely on
(510) 686-2280 Lender's profile and map ERS Mortgage 1313 N. Milpitas Blvd, Suite 100, Milpitas, CA, 95035 Lends in California ERS Mortgage Our real estate and mortgage company puts the power in the hands of our employees and agents to provide a higher quality and efficient service to our clients. We provide the resources, skills and training necessary for success. As our presence continues to expand, we are looking for motivated people to help us grow.
(408) 834-7464 Lender's profile and map AARAX Home Loans, Inc. 1313 North Milpitas Boulevard, Suite 120, Milpitas, CA, 95035 Lends in California AARAX Home Loans Inc is customer driven and no wonder 90% of our business comes from referrals, word of mouth from our satisfied Customers. We pride in our service with a smile attitude that makes the loan procedure smooth, swift, timely, efficient and easy for our Clients. We pride in providing hassle free easy Home Loans
(510) 468-4508 Lender's profile and map Abundance 99, Inc. 105 Serra Way, Suite 448, Milpitas, CA, 95035 Lends in California Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.
(408) 457-1650 Lender's profile and map Indigo Realty Corporation 1551 McCarthy Blvd, Suite 203, Milpitas, CA, 95035 Lends in California We specialize in providing all kind of commercial loans to owners, investors & developers in need of funding outside the scope of traditional banks and lenders. While traditional lenders could take months to close, we can complete the process in days. We provides commercial financing solutions with an outstanding history of service and dedication.
(408) 482-1755 Lender's profile and map Platinum Realty Group And Finance, Inc. 500 East Calaveras Boulevard, Suite 200, Milpitas, CA, 95035 Lends in California Platinum Realty Group And Finance, Inc that is to give you the best service possible! We specialize in the Silicon Valley. We also work with real estate in the areas of Gilroy, Hollister, Santa Clara, and Milpitas. If you are someone who is looking to sell your home, we want to make sure that your home is given all of the attention.
(408) 838-3500 Lender's profile and map Result Financial Corp 1551 McCarthy Blvd, Suite 211, Milpitas, CA, 95035 Lends in California "Result Financial Corp, dba California Deed of Trust Investment, we have been in real estate and mortgage business for more than 15 years in San Francisco Bay Area. We provide unique buy & sell strategy for our clients. Real Estate & mortgage business around bay area about 15 years.