USDA Vs. FHA your options comparison in Loma-Rica, Yuba County, CA
In 2025, the USDA loan maximum in Loma-Rica, located in Yuba, CA, is $323,200. The FHA limit for a single-family residence is $373,750.
Leverage the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA loans currently available. Identify the income, credit standards, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to determine which program in is best suited for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba, CA
Loan Type
Loan Limit
Down Payment
USDA
$323,200
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Loma-Rica, CA
At Lendersa®, our goal is to connect you with excellent USDA or FHA loans quickly and effortlessly. Choose among three pathways that align you with advantageous lenders offering USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, providing a zero-money-down advantage for eligible borrowers.
Ally Bank offers mortgages in forty-nine states and Washington D.C. Ally Bank offers numerous mortgage programs including conventional, jumbo and HomeReady mortgages. Ally Bank is a FREEandCLEAR Certified Bronze Low Rate Lender and Technology All Star. Ally Bank is an Equal Housing Lender
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070
Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.
American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
