USDA Vs. FHA your options comparison in Loma-Rica, Yuba County, CA
In 2025, USDA loan limit in Loma-Rica, county of Yuba, CA is $323,200 while FHA limit is $373,750 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Loma-Rica, county of Yuba, CA
Loan Type
Loan Limit
Down payment
USDA
$323,200
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Loma-Rica, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1921 South Alma School Road, Suite 201, Mesa, AZ, 85210
Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
"We are bankers, investors and ex-fix and flippers that come together to provide a critical piece of your project: the financing.
You can focus on what you do best, and know that we can cover your borrowing needs.
We make it easy to understand and get done, and then easy to keep up with during your project"
X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
4164 Meridian Street, Suite 108, Bellingham, WA, 98226
Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
Welcome to the Wholesale Mortgage Team!
At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.
With our partnerships we have over 270 lenders to help cover each unique situation and ensure we can get your loan done faster, easier, and cheaper! Reach out today so we can start running your scenario and find the best option for you needs. Today it is important in the quickly changing market to move fast and that is why we close most loan in an
