USDA Vs. FHA your options comparison in Loma-Rica, Yuba County, CA
In 2025, the USDA loan maximum in Loma-Rica, located in Yuba, CA, is $323,200. The FHA limit for a single-family residence is $373,750.
Leverage the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA loans currently available. Identify the income, credit standards, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to determine which program in is best suited for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba, CA
Loan Type
Loan Limit
Down Payment
USDA
$323,200
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Loma-Rica, CA
At Lendersa®, our goal is to connect you with excellent USDA or FHA loans quickly and effortlessly. Choose among three pathways that align you with advantageous lenders offering USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, providing a zero-money-down advantage for eligible borrowers.
334 River Road West, Suite 247, Manakin Sabot, VA, 23103
We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.
1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you.
Our team of experts is available 24/7 365,
At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
our mission has been to help first-time home buyers, low to moderate income buyers and minorities. This mission has propelled us to become the largest minority mortgage agency in the country. We are here to serve lenders, agents, and communities alike. We believe in the power of property and the positive impact we bring to the most disadvantaged co
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
