USDA Vs. FHA your options comparison in Olivehurst, Yuba County, CA

In the year 2025, the USDA loan limit in Olivehurst, which is situated in the county of Yuba, CA, is set at $405,000. At the same time, the FHA loan limit for a single-family home is defined as $488,750.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and to determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in for your financial requirements.

Explore loan options from 100 lenders

For 2025, overview of loan limits and downpayment needs in Olivehurst, within the county of Yuba, CA

Loan Type Loan Limit Down payment Requirement
USDA $405,000 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans within Olivehurst, CA

The aim of Lendersa® is to secure the best USDA or FHA loan for you in a swift and straightforward manner. Choose one of these three starting points to align with lenders and their USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

The USDA home loan, a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural locales. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
  • Empower Mortgage, LLC
  • 1218 Central Avenue, Suite 2, Albany, NY, 12205
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Homeowners Advantage
  • 4 Winners Circle, Albany, NY, 12205
  • Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
  • CMN Funding
  • 1510 Central Ave Suite 380, Albany, NY, 12205
  • CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions. Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
  • B-M S Federal Credit Union
  • 1 Squibb Drive, New Brunswick, NJ, 08903
  • B-M S Federal Credit Union was chartered in 1954 as Squibb Local 438. Our name was changed twice in the ensuing years until 1990 when we officially became B-M S Federal Credit Union. The credit union grew slowly but steadily until 1990, at which time new management, new office locations, and many new services started to be introduced.
  • Ewa Federal Credit Union
  • 91-1202 Renton Road, Suite A, Ewa Beach, HI, 96706
  • Ewa Federal Credit Union was chartered on February 5, 1937 by an agency of the Federal government, then the Farm Credit Administration. With $80 in shares, sixteen charter members held their first organization meeting in the sugar plantation's Administration building. Membership drives were held in the various villages which produced 308 members
  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.
  • Magyar Bank
  • 400 Somerset Street, New Brunswick, NJ, 08901
  • Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.
  • Alliance Mortgage Finance LLC
  • 900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • Atlantic Health Employees Federal Credit Union
  • 99 Beauvoir Avenue, 2nd Floor, Summit, NJ, 07901
  • Atlantic Health Employees Federal Credit Union was originally Chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve the employees of Overlook Hospital. Since then, the credit union has expanded its charter to offer its services to other groups associated with the hospital.