USDA Vs. FHA Pro and Con comparison in Olivehurst, Yuba County, CA

In the year 2025, the USDA loan limit in Olivehurst, which is situated in the county of Yuba, CA, is set at $405,000. At the same time, the FHA loan limit for a single-family home is defined as $488,750.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and to determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in for your financial requirements.

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For 2025, overview of loan limits and downpayment needs in Olivehurst, within the county of Yuba, CA

Loan Type Loan Limit Down payment Requirement
USDA $405,000 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans within Olivehurst, CA

The aim of Lendersa® is to secure the best USDA or FHA loan for you in a swift and straightforward manner. Choose one of these three starting points to align with lenders and their USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

The USDA home loan, a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural locales. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
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  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • ICG Enterprises LLC
  • 6370 W Flamigo Rd, Unit 5, Las Vegas, NV, 89103
  • We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
  • CTC Lending
  • 13496 Capella Road, Apple Valley, CA, 92308
  • At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Aces Jewelry and Loan
  • 1071 E. Amar Rd, West Covina, CA, 91792
  • Aces Jewelry & Loan is located in West Covina. We are here to serve all of your pawn and retail needs! Our quick and easy pawn loans put cash in your hands fast. We have a large selection of jewelry We have great deals on new and used merchandise including jewelry, gold, silver, coins, computers, televisions
  • Universal Bank
  • 3455 Nogales Street, Suite 105, West Covina, CA, 91792
  • Universal Bank offers you five convenient locations across Southern California to better help meet your financial needs. Whether you’re in the need for a checking account or other type of account Universal Bank is here to serve you. With ATM’s at most locations, you will have easy access to your money when you need it.
  • Commercial Property Lending
  • 3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102
  • We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
  • Alderus Mortgage
  • 3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102
  • Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
  • VRM Lending
  • 740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
  • VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.