USDA Vs. FHA Pro and Con comparison in Plumas-Lake, Yuba County, CA

In the year 2025, the USDA loan limit for Plumas-Lake, nestled in the county of Yuba, CA, is set at $323,200. For single-family homes, the FHA limit is $373,750.

Make use of the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and to identify the income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program best suited for your financial circumstances in .

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2025 Loan Limits and Downpayment Details in Plumas-Lake, County of Yuba, CA

Loan Type Loan Limit Down payment
USDA $323,200 0%
FHA $373,750 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Plumas-Lake, CA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and effortlessly. Begin with one of three starting paths that effectively connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages ask for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Active Lending Group
  • 98 E. Grand Blvd, Corona, CA, 92879
  • Tiffany Nyiri was born breathing real estate. Her family has operated a successful real estate and mortgage lending company in Southern California since 1969 and she has personally been servicing her clients as a loan officer since 1997. As a mortgage broker, Tiffany brings a wealth of experience, knowledge, and resources to the table.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client! We look forward to completing a smooth loan process, and you will be excited to tell your friend
  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
  • HomeXpress Mortgage Corp
  • 1936 E. Deere Avenue, Suite 200, Santa Ana, CA, 92705
  • HomeXpress Mortgage Corp is a fast growing, service-oriented wholesale lender in the Non-QM mortgage market. The company was founded by a group of mortgage professionals who have a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space while providing the best service levels.
  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin