USDA Vs. FHA Pro and Con comparison in Plumas-Lake, Yuba County, CA

In the year 2025, the USDA loan limit for Plumas-Lake, nestled in the county of Yuba, CA, is set at $323,200. For single-family homes, the FHA limit is $373,750.

Make use of the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and to identify the income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program best suited for your financial circumstances in .

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2025 Loan Limits and Downpayment Details in Plumas-Lake, County of Yuba, CA

Loan Type Loan Limit Down payment
USDA $323,200 0%
FHA $373,750 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Plumas-Lake, CA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and effortlessly. Begin with one of three starting paths that effectively connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages ask for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.
  • MSF Lending - Mortgage Solution Finders, Inc.
  • 4000 Legato Rd, Suite 1100, Fairfax, VA, 22033
  • At MSF Lending - Mortgage Solution Finders Inc. we have a simple philosophy of treating our clients and our employees like our Family. With this approach we create a positive and nourishing environment for our employees and train them to apply the same principles when working with our clients.
  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.
  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Restoration Capital
  • 4000 Legato Rd, Suite 1100, Fairfax, VA, 22033
  • Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Innovative Mortgage Services Inc.
  • 17717 Hunting Bow Circle, Lutz, FL, 33558
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."