USDA Vs. FHA Pro and Con comparison in Plumas-Lake, Yuba County, CA
In the year 2026, the USDA loan limit for Plumas-Lake, nestled in the county of Yuba, CA, is set at $323,200. For single-family homes, the FHA limit is $373,750.
Make use of the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and to identify the income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program best suited for your financial circumstances in .
2026 Loan Limits and Downpayment Details in Plumas-Lake, County of Yuba, CA
Loan Type
Loan Limit
Down payment
USDA
$323,200
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Plumas-Lake, CA
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and effortlessly. Begin with one of three starting paths that effectively connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages ask for no down payment at all.
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