USDA Vs. FHA Pro and Con comparison in Wheatland, Yuba County, CA
In 2026, the USDA loan limit in Wheatland, county of Yuba, CA is set at $405,000. For a single-family home, the FHA limit stands at $488,750.
Utilize the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates, evaluating the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA side by side, assisting you in determining which option in aligns best with your financial needs.
The 2026 loan thresholds and down payment necessities in Wheatland, Yuba county, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Wheatland, CA
The purpose of Lendersa® is to help you quickly and easily secure the best USDA or FHA loan option. Choose from one of three beginning paths that connect you with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.
1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
6105 South Main Street, Suite 200, Aurora, CO, 80016
End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING!
Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918
Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.
We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
