USDA Vs. FHA Pro and Con comparison in Wheatland, Yuba County, CA
In 2025, the USDA loan limit in Wheatland, county of Yuba, CA is set at $405,000. For a single-family home, the FHA limit stands at $488,750.
Utilize the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates, evaluating the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA side by side, assisting you in determining which option in aligns best with your financial needs.
The 2025 loan thresholds and down payment necessities in Wheatland, Yuba county, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Wheatland, CA
The purpose of Lendersa® is to help you quickly and easily secure the best USDA or FHA loan option. Choose from one of three beginning paths that connect you with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
8695 College Parkway, Suite 100, Fort Myers, FL, 33919
At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.
1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8300 College Pkwy, Suite 101, Fort Myers, FL, 33919
First Florida Financial Group LLC is a mortgage brokerage company that was founded in 2006 and has developed relationships with the best and largest wholesale lenders in the country. This gives us the ability to meet or beat most retail lending interest rates and to not just offer the normal loan programs like most banks do
8191 College Parkway Suite 203, Fort Myers, FL, 33919
As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
8280 College Pkwy Suite 101, Fort Myers, FL, 33919
VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
