USDA VS FHA in Marysville, Yuba County, CA

In 2026, the USDA loan limit for a single-family home in Marysville, which is in the county of Yuba, CA, is $405,000. Comparatively, the FHA loan limit stands at $488,750.

Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA loans today. Determine the necessary income, credit, reserves, and documents needed to qualify. Using our comprehensive mortgage calculator, you can assess USDA, FHA, Conforming, and VA loan options together, guiding you to the best choice for your financial needs in .

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Loan limits and down payment requirements for 2026 in Marysville, Yuba, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan options in Marysville, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan for you quickly and easily. Choose one of three starting points to match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marysville Lenders

  • Sutter Buttes Real Estate
  • 444 Colusa Avenue, Suite B, Yuba City, CA, 95991
  • Lends in California
  • Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience

  • Sierra Central Credit Union
  • 1351 Harter Pkwy, Yuba City, CA, 95993
  • Lends in California
  • Sierra Central is a credit union with 20 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans.

  • Valley Mortgage Company
  • 1445 Butte House Road, Suite I, Yuba City, CA, 95993
  • Lends in California
  • Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,

  • Tobias Mortgage Company
  • 110 Gateway Dr #130 Lincoln, CA, Lincoln, CA, 95648
  • Lends in California
  • Tobias Mortgage is one of the best mortgage Roseville Lending Company. We offer 30 years Term Mortgage Loan service as it is most desirable and makes it easy for you to repay a large amount of loan every month. From the past 13 years we are providing mortgage services to people who are unable to build a house due to lack of money.

  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.

  • Lighthouse Mortgage Company, Inc.
  • 570 East 5th Street, Suite 150, Lincoln, CA, 95648
  • Lends in California
  • Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents

  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • Lends in California
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ

  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • Lends in California
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter.

    Purchasing your home is often your BIGGEST INVESTMENT

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Lends in California
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Lends in California
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home