USDA Vs. FHA your options comparison in Marysville, Yuba County, CA

In 2026, the USDA loan limit for a single-family home in Marysville, which is in the county of Yuba, CA, is $405,000. Comparatively, the FHA loan limit stands at $488,750.

Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA loans today. Determine the necessary income, credit, reserves, and documents needed to qualify. Using our comprehensive mortgage calculator, you can assess USDA, FHA, Conforming, and VA loan options together, guiding you to the best choice for your financial needs in .

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Loan limits and down payment requirements for 2026 in Marysville, Yuba, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan options in Marysville, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan for you quickly and easily. Choose one of three starting points to match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vervent
  • 10182 Telesis Ct. Ste 300, San Diego, CA, 92121
  • Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Integrity Capital Inc
  • 11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
  • "Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate. We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
  • First Security Mortgage
  • 11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
  • "First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972 Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
  • Summit Funding Inc.
  • 5414 Oberlin Dr UNIT 305, San Diego, CA, 92121
  • Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an
  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary) We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.
  • Bird Rock Group
  • La Jolla Blvd, La Jolla, CA, 92037
  • Bird Rock Group, based in San Diego, offers creative capital solutions for real estate investors nationwide. Specializing in bridge loans, fix and flip financing, and value-add projects, we provide unparalleled speed, flexibility, and reliability. Our seasoned team ensures efficient closings and exceptional service, empowering investors with depend
  • Secured Financial
  • 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.