USDA Loan Vs. FHA loan pro & con Portola-Valley, San Mateo County, CA

In 2025, USDA loan limit in Portola-Valley, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portola-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 648-5252 Lender's profile and map Reviews Hiott Financial Corporation 12 Rouse Road, Sumiton, AL, 35148 "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
4088212250 Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
(615) 585-2269 Lender's profile and map Reviews FNB Mortgage 322 N. Front Street, Murfreesboro, TN, 37130 At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
(615) 994-0112 Lender's profile and map Reviews A Mortgage Boutique is a division of First Community 1111 N Maple St., Murfreesboro, TN, 37130 Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
(260) 432-3433 Lender's profile and map Reviews Public Service Credit Union 4025 W Jefferson Boulevard, Fort Wayne, IN, 46804 Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
(260) 444-3140 Lender's profile and map Reviews Community Mortgage Lending Corporation 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(260) 999-6200 Lender's profile and map Reviews Ruoff Mortgage 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804 We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
(502) 459-1411 Lender's profile and map Reviews KEMBA Louisville Credit Union 4017 Poplar Level Road, Louisville, KY, 40213 KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
(812) 663-6793 Lender's profile and map Reviews First Federal Savings and Loan Association of Greensburg 212 N Franklin St, Greensburg, IN, 47240 Your #1 Choice For Your Banking Services Is The Locally Owned Savings & Loan! Modern mortgage banking with locally owned service. We are a full service bank offering with local service to help you with all of your financial & banking needs. First Federal Savings & Loan Association specializes in online mortgage, banking & consumer lending services.
(877) 322-9530 Lender's profile and map Reviews First Financial Bank 201 North Broadway Street, Greensburg, IN, 47240 First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
(765) 529-6632 Lender's profile and map Reviews Eastern Indiana Federal Credit Union 801 South Memorial Drive, New Castle, IN, 47362 Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.