FHA Vs. USDA loan program for Portola-Valley, San Mateo County, California

In 2024, USDA loan limit in Portola-Valley, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portola-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 632-9740 https://pinecountrybank.com/ 1544 miles Lender's profile and map Reviews Pine Country Bank 1201 1st Avenue Ne, Little Falls, MN, 56345 Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
(320) 420-5259 http://www.thehomewise.com 1545 miles Lender's profile and map Reviews Homewise Mortgage, LLC 9096 140th St NW, South Haven, MN, 55382 Greg has been in the mortgage industry for over 21 years. In that time he has helped hundreds of individuals to meet their goal of either purchasing a new home, refinancing an existing mortgage to save money, or consolidate their debts, enabling them to become debt free at a much faster pace.
(515) 771-2449 http://www.wemortgageiowa.com 1545 miles Lender's profile and map Reviews One Source Mortgage 1200 SW State St, Ankeny, IA, 50023 One Source Mortgage, Inc. Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
(479) 717-1900 https://www.legacyar.com/ 1545 miles Lender's profile and map Reviews Legacy National Bank 4055 W Sunset Ave, Springdale, AR, 72762 Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
(515) 283-4195 https://www.dmmcu.org/ 1545 miles Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 http://neighborhoodfinance.org/ 1545 miles Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(903) 852-6911 https://fsbbrownsboro.com/ 1545 miles Lender's profile and map Reviews First State Bank of Brownsboro 14225 State Hwy 31 E, Brownsboro, TX, 75756 The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
(515) 282-1611 https://premiercu.org/ 1545 miles Lender's profile and map Reviews Premier Credit Union Credit Union of Des Moines 800 9th Street, Des Moines, IA, 50309 Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
(515) 244-8647 http://www.polkcountycreditunion.com/ 1545 miles Lender's profile and map Reviews Polk County Credit Union 111 Court Avenue, Room 110, Des Moines, IA, 50309 Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
(800) 544-3452 https://www.fhlbdm.com/ 1545 miles Lender's profile and map Reviews Federal Home Loan Bank of Des Moines 909 Locust Street, Des Moines, IA, 50309 Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
(515) 245-2863 http://www.bankerstrust.com/ 1545 miles Lender's profile and map Reviews Bankers Trust Company 453 7th St, Des Moines, IA, 50309 For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.