USDA VS FHA in Portola-Valley, San Mateo County, CA
During 2026, the maximum USDA loan permissible for Portola-Valley, in the county of San Mateo, CA, is $657,900. Comparatively, the FHA loan limit for a single-family house is set at $822,375.
With Lendersa® USDA loan calculator, you can evaluate and contrast the most favorable USDA versus FHA rates currently available to identify necessary qualifications like income, credit, reserves, and documentation. Our sophisticated mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program in Alabama aligns best with your particular financial scenario.
Loan caps and down payment details for 2026 in Portola-Valley, part of San Mateo county, CA
Loan Category
Maximum Loan
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan alternatives in Portola-Valley, CA
The main objective of Lendersa® is to help you secure the best USDA or FHA loan expeditiously and with minimal fuss. Begin by choosing one of the three pathways that match you with lenders offering USDA loan options.
USDA home loans, backed by the government Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. These are restricted to rural areas and differ from FHA loans, which require at least a 3.5% down payment, as USDA loans necessitate no down payment at all.
Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,
546 Silicon Drive, Suite 100, Southlake, TX, 76092
Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.
First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.
At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner
After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
