USDA VS FHA in Portola-Valley, San Mateo County, CA
During 2025, the maximum USDA loan permissible for Portola-Valley, in the county of San Mateo, CA, is $657,900. Comparatively, the FHA loan limit for a single-family house is set at $822,375.
With Lendersa® USDA loan calculator, you can evaluate and contrast the most favorable USDA versus FHA rates currently available to identify necessary qualifications like income, credit, reserves, and documentation. Our sophisticated mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program in Alabama aligns best with your particular financial scenario.
Loan caps and down payment details for 2025 in Portola-Valley, part of San Mateo county, CA
Loan Category
Maximum Loan
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan alternatives in Portola-Valley, CA
The main objective of Lendersa® is to help you secure the best USDA or FHA loan expeditiously and with minimal fuss. Begin by choosing one of the three pathways that match you with lenders offering USDA loan options.
USDA home loans, backed by the government Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. These are restricted to rural areas and differ from FHA loans, which require at least a 3.5% down payment, as USDA loans necessitate no down payment at all.
Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!
1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
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Park Grove Lending, LLC, where we specialize in residential mortgages. At Park Grove Lending, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
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We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
1425 South Higley Road, Suite 101, Gilbert, AZ, 85296
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Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
Ken Starks - The Starks Team - 50 State Mortgage BROKER
1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
Gilbert Mortgage was created on the paradigm that a successful company isn’t created by providing solutions for the masses. We think success is earned by listening & taking time to understand the specific goals, then providing the tools to accomplish those goals. Gilbert Mortgage is a full service mortgage brokerage located in the town of Gilbert
