USDA Vs. FHA your options comparison in Mountain-View, Santa Clara County, CA
In 2025, the USDA loan cap in Mountain-View, located in Santa Clara county, CA, is $657,900, whereas the FHA limit for single-family homes is $822,375.
Leverage the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side format, facilitating your decision on the most appropriate program in for your financial scenario.
Loan limits and downpayment requirements for 2025 in Mountain-View, located in Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Programs in Mountain-View, CA
The mission of Lendersa® is to quickly and effortlessly provide you with the best USDA or FHA loan. Choose from one of three starting pathways that connect you with lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage requires none, making it a cost-effective solution for rural property buyers.
Cincinnati HealthCare Associates Federal Credit Union
2139 Auburn Avenue, Level A, Cincinnati, OH, 45219
Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
375 Glen Springs, Suite 150, Springdale, OH, 45246
Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.
Children’s Medical Center Federal Credit Union is a member-owned and operated credit union. The mission of Children’s Medical Center Federal Credit Union is: To promote fiscal responsibility among our members, To increase the knowledge and ability of our members to manage and control their financial well- being
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
1228 Central Parkway, Room 302, Cincinnati, OH, 45202
Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.
700 Walnut Street, Suite 300, Cincinnati, OH, 45202
BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.
