USDA Vs. FHA your options comparison in Mountain-View, Santa Clara County, CA
In 2025, the USDA loan cap in Mountain-View, located in Santa Clara county, CA, is $657,900, whereas the FHA limit for single-family homes is $822,375.
Leverage the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side format, facilitating your decision on the most appropriate program in for your financial scenario.
Loan limits and downpayment requirements for 2025 in Mountain-View, located in Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Programs in Mountain-View, CA
The mission of Lendersa® is to quickly and effortlessly provide you with the best USDA or FHA loan. Choose from one of three starting pathways that connect you with lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage requires none, making it a cost-effective solution for rural property buyers.
2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
9777 Pyramid Court, Suite 100, Englewood, CO, 80224
Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.
8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.
RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
