USDA Vs. FHA your options comparison in Madera-Acres, Madera County, CA
As of 2025, in Madera-Acres, located within Madera county of CA, the USDA loan ceiling stands at $299,500. Meanwhile, the FHA limit is outlined as $356,362 for a single-family home.
Access the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. It will assist you in understanding the income, credit, reserves, and necessary documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, guiding you in determining the most suitable program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Madera-Acres, Madera County, CA
Loan Type
Loan Limit
Down Payment
USDA
$299,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Madera-Acres, CA
The aim of Lendersa® is to secure for you the optimal USDA or FHA loan swiftly and without complications. Begin your journey by selecting one of three starting paths that will connect you with matching lenders and available USDA loan programs.
The USDA home loan is guaranteed by the United States Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Distinctly from FHA loans, which necessitate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.
As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
66 West Flagler Street – Suite 900, Miami, FL, 33130
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Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
Apollo Bank is a locally owned and operated community bank based in Miami/South Florida specializing in delivering customer-focused banking services. The Bank is committed to providing comprehensive banking solutions in conjunction with the best banking technology to local businesses, professionals
Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency.
LendComet is a mortgage broker based out of Miami, FL. We assist home buyers in getting some of the best rates for mortgage loans and also ReFinancing opportunities. Our priority is making the loan application process simple and easy. We are here for you every step of the way. We've been helping customers afford the home
Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
