USDA and FHA Pro and Con in Contra-Costa-Centre, Contra Costa County, CA

In 2026, the USDA loan limit in Contra-Costa-Centre, located in Contra Costa, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that suits your financial needs best.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Contra-Costa-Centre, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Contra-Costa-Centre, CA

The objective of Lendersa® is to swiftly help you secure the finest USDA or FHA loan with minimal hassle. Select from three paths that lead to matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies

  • Greenfield Co-operative Bank
  • 63 Federal Street, Greenfield, MA, 01301
  • Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.

  • Franklin First FCU
  • 57 Newton Street, Greenfield, MA, 01301
  • Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.

  • Paragon Financial Group Inc
  • 4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY, 11741
  • We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.

  • Northeast Home Loan, LLC
  • 25 Mr. Arthur Drive, West Chesterfield, NH, 03466
  • Northeast Home Loan is one of New England’s best kept secrets when it comes to wholesale mortgage banking. We don’t have national aspirations, and we don’t grow our business by adding lots of clients. Our business model is predicated on some simple ideas. We’re a community-based lender, so we seek partners that are similarly focused.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Atlantic Home Capital Corp.
  • 627 Horseblock Road, Suite 101, Farmingville, NY, 11738
  • Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.

  • The Mortgage Outlet New York
  • 280 West Main Street, Sayville, NY, 11782
  • The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117

  • Guaranty Federal Financial Corporation
  • 11 Timberwood Road, West Hartford, CT, 06117
  • A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.