In 2026, the USDA loan limit in Contra-Costa-Centre, located in Contra Costa, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to swiftly help you secure the finest USDA or FHA loan with minimal hassle. Select from three paths that lead to matching lenders and available USDA loan programs.
A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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