USDA Vs. FHA Pro and Con comparison in Vine-Hill, Contra Costa County, CA
During 2026, the USDA loan threshold in Vine-Hill, situated within Contra Costa county, CA, is marked at $657,900. In contrast, the FHA loan limit for a single-family dwelling is set at $822,375.
Utilize the Lendersa® USDA loan calculator to analyze today's premier USDA and FHA rates. This helps you identify the comprehensive income, credit score, funds in reserves, and documents necessary to qualify. With our cutting-edge mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loan options side by side — helping you ascertain which program is most suited to your unique financial needs in .
2026 Loan Caps and Down Payment Guidelines in Vine-Hill, Contra Costa County, CA
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in Vine-Hill, CA
At Lendersa®, our aim is to swiftly secure you the optimal USDA or FHA mortgage with minimal hassle. Choose from one of three commencement paths to connect with lenders and USDA loan schemes.
A USDA home loan is supported by the United States Department of Agriculture, sometimes referred to as a USDA Rural Development loan or mortgage. It is only available for properties in designated rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
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