USDA and FHA Pro and Con in Pacheco, Contra Costa County, CA
In the year 2025, if you're looking at USDA loan limits in Pacheco within Contra Costa county, CA, you'll find it set at $776,600. For those seeking an FHA loan for a single-family house, the limit stands at $1,089,300.
Explore today's best rates for USDA and FHA loans with the Lendersa® USDA loan calculator. Identify what's needed such as income, credit, reserves, and documentation to qualify, while gauging which option suits your needs best. Our latest mortgage calculator also allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable program in for your financial condition.
Loan constraints and downpayment needs for 2025 in Pacheco, Contra Costa county, CA
Loan Type
Loan Limit
Initial Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choosing USDA and FHA loans in Pacheco, CA
The aim of Lendersa® is to swiftly secure you the optimal USDA or FHA loan without complications. Start with one of three paths destined to match you with lenders and USDA loan programs.
The USDA home loan offers a government-backed mortgage through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.
Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
