USDA Vs. FHA Pro and Con comparison in Pacheco, Contra Costa County, CA
In the year 2025, if you're looking at USDA loan limits in Pacheco within Contra Costa county, CA, you'll find it set at $776,600. For those seeking an FHA loan for a single-family house, the limit stands at $1,089,300.
Explore today's best rates for USDA and FHA loans with the Lendersa® USDA loan calculator. Identify what's needed such as income, credit, reserves, and documentation to qualify, while gauging which option suits your needs best. Our latest mortgage calculator also allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable program in for your financial condition.
Loan constraints and downpayment needs for 2025 in Pacheco, Contra Costa county, CA
Loan Type
Loan Limit
Initial Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choosing USDA and FHA loans in Pacheco, CA
The aim of Lendersa® is to swiftly secure you the optimal USDA or FHA loan without complications. Start with one of three paths destined to match you with lenders and USDA loan programs.
The USDA home loan offers a government-backed mortgage through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
1224 East Katella Avenue, Suite 207, Orange, CA, 92867
Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
1421 North Wanda Road, Suite 120, Orange, CA, 92867
"We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve.
In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
1421 North Wanda Road, Suite 120G, Orange, CA, 92867
We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
1111 East Katella Avenue, Suite 210, Orange, IN, 92867
We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.
1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.
