USDA VS FHA in Pleasant-Hill, Contra Costa County, CA

In the year 2025, the USDA loan limit applicable in Pleasant-Hill, located in Contra Costa county, CA, amounts to $657,900. In comparison, the FHA limit for a single-family home is $822,375.

Use our Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Evaluate the income, creditworthiness, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on the best choice for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Pleasant-Hill, Contra Costa, CA

Type of Loan Maximum Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Pleasant-Hill, CA

The objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you, free of hassle. Select from one of three initial pathways that align you with matching lenders and USDA loan opportunities.

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An Overview of USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture. It is designated for rural areas exclusively. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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