USDA Vs. FHA your options comparison in Pleasant-Hill, Contra Costa County, CA
In the year 2025, the USDA loan limit applicable in Pleasant-Hill, located in Contra Costa county, CA, amounts to $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Use our Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Evaluate the income, creditworthiness, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Pleasant-Hill, Contra Costa, CA
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Pleasant-Hill, CA
The objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you, free of hassle. Select from one of three initial pathways that align you with matching lenders and USDA loan opportunities.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture. It is designated for rural areas exclusively. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment at all.
We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.
As the son of a Real Estate Agent, Jason has been around the real estate nearly all his life. Jason began his career in the mortgage industry during college and has over seventeen years of experience in the real estate industry. He began originating loans in 2001 and in 2011 moved to San Diego to further develop his career.
663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.
Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.
1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+
