USDA and FHA Pro and Con in Pleasant-Hill, Contra Costa County, CA
In the year 2026, the USDA loan limit applicable in Pleasant-Hill, located in Contra Costa county, CA, amounts to $657,900. In comparison, the FHA limit for a single-family home is $822,375.
Use our Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Evaluate the income, creditworthiness, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Pleasant-Hill, Contra Costa, CA
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Pleasant-Hill, CA
The objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you, free of hassle. Select from one of three initial pathways that align you with matching lenders and USDA loan opportunities.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture. It is designated for rural areas exclusively. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment at all.
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2900 Seminary Drive, Building G, Greensburg, PA, 15601
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