In the year 2026, the USDA loan maximum in Mecca, located in the county of Riverside in CA, is set at $460,000, whereas the FHA maximum limit is established at $644,000 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA against FHA rates, enabling you to assess the income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage tool allows you to compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the most suitable program in for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in Mecca, Riverside County, CA
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Alternatives in Mecca, CA
The mission of Lendersa® is to secure for you the ideal USDA or FHA loan quickly and with ease. Choose from one of three initiation methods that align with matching lenders and the USDA loan schemes.
A USDA home loan is backed by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — and is offered exclusively in rural locales. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.
Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
461 North Whitby Woodlands Drive, Alpine, UT, 84004
Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.
