In the year 2025, the USDA loan maximum in Mecca, located in the county of Riverside in CA, is set at $460,000, whereas the FHA maximum limit is established at $644,000 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA against FHA rates, enabling you to assess the income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage tool allows you to compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Mecca, Riverside County, CA
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Alternatives in Mecca, CA
The mission of Lendersa® is to secure for you the ideal USDA or FHA loan quickly and with ease. Choose from one of three initiation methods that align with matching lenders and the USDA loan schemes.
A USDA home loan is backed by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — and is offered exclusively in rural locales. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
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