USDA and FHA Pro and Con in Mecca, Riverside County, CA

In 2024, USDA loan limit in Mecca, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Mecca, county of Riverside, CA

Loan Type Loan Limit Down payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Mecca, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homestead Lending LLC
  • 5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
  • Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
  • Foxfield Financial
  • 7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
  • Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Strong Financial Group Inc
  • 7350 East Progress Place, Suite 100, Englewood, CO, 80111
  • "Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional FHA & VA Jumbo Loans Loan Amounts and more"
  • Coffee Mortgages
  • 5105 DTC Parkway, Suite 310, Englewood, CO, 80111
  • Coffee Mortgages all believe you should take life one cup at a time. You've already worked hard to do your part and are looking to refinance, save money or purchase a new home. This is where we come in. Our mission is to provide you with meticulously tailored, custom loan options in a timely manner while addressing any questions
  • Innovative Mortgage Bankers
  • 14005 East Fair Place, Centennial, CO, 80111
  • Innovative Mortgage Bankers has been serving Colorado families for over 26 years. Licensed, insured, bonded, and accredited "A+" rating with the Denver/Boulder Better Business Bureau. Offering a full line of mortgage loans for purchasing and refinancing, Fixed Rate & ARMs, Reverse Mortgages, FHA/VA
  • CDC Financial Group Inc
  • 6143 South Willow Drive, Suite 340, Greenwood Village, CO, 80111
  • CDC Financial Group, Inc, Established in 1998. our dedicated team of mortgage professionals are well versed in the Colorado market. When working with us, you will receive personalized service and an unsurpassed commitment to communication throughout the entire loan process, start to finish
  • Hanover Mortgage Corp
  • 5610 East Ida Circle, Suite 100, Englewood, CO, 80111
  • Hanover Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Nationwide Home Loans Inc
  • 6500 South Quebec Street, Suite 300, Englewood, CO, 80111
  • At Nationwide Home Loans, Inc, we can handle just about any real estate financing situation, whether you are buying, renovating, refinancing, or investing. There is not enough space here to list the many programs we offer, but here are just a few Conventional, VA, FHA, and USDA loans for existing construction