For 2026, the USDA loan limit in Oasis, situated in Riverside county, CA, is $460,000. The FHA limit for a single-family home is $644,000.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates. Determine the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to decide which program aligns best with your finances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $460,000 | 0% |
| FHA | $644,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best USDA or FHA loan swiftly and without hassle. Select one of three starting points to connect with lenders and USDA programs effectively.
A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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