For the current year, 2026, the USDA loan threshold in Seal-Beach, within Orange county, CA, stands at $657,900. Meanwhile, the FHA maximum is $822,375 for a single-family residence.
Harness the power of the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. Discover what income, credit score, financial reserves, and documentation are necessary for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in choosing the optimal program in Alabama for your unique financial circumstances.
2026 Loan Caps and Down Payment Details in Seal-Beach, Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loans Available in Seal-Beach, CA
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan without complications. Begin with one of our three pathways that effectively align you with suitable lenders and USDA lending options.
The USDA home loan, secured by the U.S. Department of Agriculture, also dubbed the USDA Rural Development loan or USDA mortgage, is reserved for applicants in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage permits zero down payment.
18600 Main Street, Suite 290, Huntington Beach, CA, 92648
Home Inc professional mortgage company specializing in residential mortgages. At Home Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Crown Commercial Finance, we believe that providing real estate financing services should help make your life easier, not harder. Our company culture is developed to go above and beyond the average real estate experience, taking customer service to the next level. If you’re considering obtaining financing for a commercial real estate property,
20422 Beach Boulevard, Suite 105, Huntington Beach, CA, 92648
American VA Loans we know that finding the right home loan can be difficult. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. We strive to make the process easy, and will find you the best lender and rate possible. Paul Collier has worked as a mortgage loan originator for the past 8 years.
2134 Main Street, Suite 240, Huntington Beach, CA, 92648
John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
2130 Main Street, Suite 290, Huntington Beach, CA, 92648
BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity.
We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
California International Bank, A National Banking Association
15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
As a local area expert with knowledge of the communities, our objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail us.
