In the year 2026, the USDA loan limit for South-San-Francisco in San Mateo County, CA is $657,900, while the FHA limit for a single-family house is $822,375.
Use Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to help you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose from three starting methods to link with lenders and discover eligible USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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