USDA and FHA Pro and Con in South-San-Francisco, San Mateo County, CA
In the year 2026, the USDA loan limit for South-San-Francisco in San Mateo County, CA is $657,900, while the FHA limit for a single-family house is $822,375.
Use Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is most suitable for your specific financial needs.
Loan Limits and Downpayment Requirements for 2026 in South-San-Francisco, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in South-San-Francisco, CA
The goal of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose from three starting methods to link with lenders and discover eligible USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment at all.
180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
Lends in California
Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat
1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
Lends in California
Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,
363 El Camino Real, Suite 288, San Francisco, CA, 94080
Lends in California
"Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation. As my company grew and I relocated to the Sacramento area in 1995,
1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
Lends in California
With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs
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As a boutique real estate firm, our mission is to assist our clients through the intricate real estate and mortgage process and to ensure a seamless transaction with exceptional results. By utilizing the latest tools, technology, and resources, we provide clients with expert guidance and unparalleled personalized service.
The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
