In the year 2025, the USDA loan limit for Pacifica, located in the county of San Mateo, CA, is $776,600. At the same time, the FHA loan limit for a single-family residence is $1,089,300.
Employ the Lendersa® USDA loan calculator to weigh the best current rates between USDA and FHA options, determining what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, so you can choose the best financing program in tailored to your financial needs.
Loan limits and down payment requirements for 2025 in Pacifica, county of San Mateo, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan possibilities in Pacifica, CA
Lendersa® strives to secure for you the most advantageous USDA or FHA loans swiftly and with minimal effort. Choose from three pathways that lead to matching with lenders and discovering USDA loan schemes.
A USDA home loan is backed by the government through the Department of Agriculture. Known as a USDA rural development loan, or simply a USDA mortgage, it is exclusively available in rural locales. Contrastingly with FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage loan demands no down payment at all.
700 Mill Street, Suite 13, Half Moon Bay, CA, 94019
Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.
The San Mateo City Employees Federal Credit Union operates on the foundation of trust and respect for it’s members. This institution was created by employees and continues to serve employees, retirees and their family members with the goal of providing exclusive, lifetime benefits in a convenient manner while maintaining our history.
Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403
We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
"Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay
Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).
Over 25+years of experience in residential real estate sales, 15 years of experience in commercial real estate sales. 12+years of experience with mortgages and commercial loans. Twelve years of experience managing Reena Paleja's own firm. WE PROVIDE PROFESSIONAL SERVICES- Real Estate, Property Management, COMMERCIAL LOANS and MORTGAGE.
Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service" real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
Headquartered in the Mission District of San Francisco, Mission National Bank is a full service commercial bank providing business checking, business lending and personal banking services. The Mission National Bank team prides itself on serving the great diversity of the Bay Area region and being accessible to its customers.
581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
"We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.
APPLY for your HOME LOAN AND"
44 Montgomery Street, Suite 02-172, San Francisco, CA, 94103
"SELFi is a mortgage platform that brings together lenders and independent mortgage advisers. The result is lower interest rates, more loan programs, better advice for consumers.
Our innovative DIY Refi program enables consumers to save an additional $53, 629 on their mortgage refinance.
