USDA Vs. FHA Pro and Con comparison in Las-Flores, Orange County, CA
In 2025, USDA loan limit in Las-Flores, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Las-Flores, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Las-Flores, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.
9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
10235 Fair Oaks Boulevard, Suite 200, Fair Oaks, CA, 95628
The Malone Group, Inc. is an independent, full service Real Estate and Mortgage Brokerage specializing in real estate purchase and sales, purchase loans, refinancing, and creative lending solutions. The Malone Group, Inc. is an industry leader, with a reputation for integrity, honesty, and consistency
Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
