USDA Vs. FHA Pro and Con comparison in Las-Flores, Orange County, CA

In the year 2025, the USDA loan limit applicable in Las-Flores within Orange county, CA is designated as $657,900. Contrastingly, the FHA limit for a single-family home stands at $822,375.

To compare the leading USDA versus FHA rates today, make use of the Lendersa® USDA loan calculator. This tool helps you ascertain the income, credit, reserves, and necessary documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program that fits your specific financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Las-Flores, Orange, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Las-Flores, CA

Lendersa® strives to connect you with the best possible USDA or FHA loan quickly and with ease. Choose any of the three starting points to discover matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

The USDA home loan is backed by the government’s Department of Agriculture, often referred to as a USDA rural development loan. It is uniquely available in rural areas and requires no down payment, unlike FHA loans which require a down payment of at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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