USDA Vs. FHA your options comparison in Las-Flores, Orange County, CA

In 2025, USDA loan limit in Las-Flores, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Las-Flores, county of Orange, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Las-Flores, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Extreme Mortgage Lending
  • 365 North Canyons Parkway, Suite 220, Livermore, CA, 94551
  • At Extreme Mortgage we are committed to getting you the most affordable financing for your home. We offer a variety of mortgage loan programs. We offer residential loans up to $4.5 million on first mortgages for 1-4 family homes, co-ops, condos, second or vacation homes, or mortgages for investment purposes.
  • Select Financial
  • 457 North L Street, Livermore, CA, 94551
  • SelectRealtors-SelectFinancial helps you in assessing your loan eligibility, work out a financial game plan in your buying process, and assist you to get pre-approved to be competitive in the market place Ben Magalang is a Mortage Broker Buying a home can be a very exciting adventure. Before you begin evaluating your housing options.
  • 60monthloans, Inc.
  • 640 Menlo Ave, Suite 10, Menlo Park, CA, 94025
  • 60monthloans, Inc. Get ready to take controll of your finances with one of our low-rate personal loans. At 60MonthLoans we believe that what's most important is that everyone have access to financing options that will suit both their financial needs and their current lifestyle. The personal loans we provide in many states are flexible.
  • Loanlane
  • 535 Middlefield Road, Suite 190, Menlo Park, CA, 94025
  • Loanlane Residential Mortgage is a mortgage brokerage located in the town of Menlo Park, which is in the San Francisco Bay Area.Loanlane is owned & operated by Mark Leaver (Facebook link) & has been serving California homeowners & homebuyers for more than 35 years. Mark is a Federally licensed loan originator & a state licensed real estate broker.
  • Vale Capital
  • 770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
  • Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
  • Cal State Realty & Mortgage
  • 4682 Macbeth Avenue, Fremont, CA, 94555
  • I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.
  • Rohit Mohan
  • 5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
  • Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
  • CU HomeLand
  • 5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
  • CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.