USDA Vs. FHA your options comparison in North-Richmond, Contra Costa County, CA

In 2024, USDA loan limit in North-Richmond, county of Contra Costa, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in North-Richmond, county of Contra Costa, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in North-Richmond, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affinity Mortgage Brokers
  • 7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
  • “Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
  • Hybrid Lending Group
  • 3760 Misty Meadows Drive, Colorado Springs, CO, 80920
  • At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.
  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado
  • Apple Mortgage Corp
  • 7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920
  • We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.
  • Luckybulb Inc
  • 7660 Goddard Street, Suite 234, Colorado Springs, CO, 80920
  • Luckybulb Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you personalized service.
  • Springs Lending LLC
  • 7513 Banner Court, Colorado Springs, CO, 80920
  • We’ve simplified the mortgage process and paired it with a level of service you expect from an elite broker. Passionate about educating our clients and earning our commission. Let’s talk about your goals, and how we can help accomplish them. It costs nothing to find out what we can do for you, and takes only a few min on the phone.
  • Countryside Lending Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.