USDA Vs. FHA Pro and Con comparison in North-Richmond, Contra Costa County, CA
In 2025, the USDA loan limit for North-Richmond, in Contra Costa county, CA, is $657,900. Simultaneously, the FHA limit for a single-family dwelling is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top current USDA and FHA rates. This tool evaluates required income, credit, reserves, and documents to qualify. By using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side. This comparison aids in choosing the optimal program for your specific financial requirements in .
2025 Loan Limits and Down Payment Needs in North-Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Possibilities in North-Richmond, CA
The objective of Lendersa® is to provide you with the best USDA or FHA loans seamlessly and promptly. Start with one of three pathways to find matching lenders and good USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
"Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
