USDA Vs. FHA Pro and Con comparison in North-Richmond, Contra Costa County, CA
In 2025, USDA loan limit in North-Richmond, county of Contra Costa, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in North-Richmond, county of Contra Costa, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in North-Richmond, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
