USDA Vs. FHA Pro and Con comparison in North-Richmond, Contra Costa County, CA
In 2026, the USDA loan limit for North-Richmond, in Contra Costa county, CA, is $657,900. Simultaneously, the FHA limit for a single-family dwelling is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top current USDA and FHA rates. This tool evaluates required income, credit, reserves, and documents to qualify. By using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side. This comparison aids in choosing the optimal program for your specific financial requirements in .
2026 Loan Limits and Down Payment Needs in North-Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Possibilities in North-Richmond, CA
The objective of Lendersa® is to provide you with the best USDA or FHA loans seamlessly and promptly. Start with one of three pathways to find matching lenders and good USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners.
• To continue building long-term value for our members through capital
When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
