USDA VS FHA in Los-Osos, San Luis Obispo County, CA
In 2025, the USDA loan limit in Los-Osos, county of San Luis Obispo, CA, is $561,200, whereas the FHA limit for a single-family home is $701,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA loans side by side for the best program suited to your financial needs in .
2025 Loan Limits and Down Payment Requirements in Los-Osos, San Luis Obispo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
USDA and FHA Loan Choices in Los-Osos, CA
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and easily. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
Aces Jewelry & Loan is located in West Covina. We are here to serve all of your pawn and retail needs! Our quick and easy pawn loans put cash in your hands fast. We have a large selection of jewelry We have great deals on new and used merchandise including jewelry, gold, silver, coins, computers, televisions
3455 Nogales Street, Suite 105, West Covina, CA, 91792
Universal Bank offers you five convenient locations across Southern California to better help meet your financial needs. Whether you’re in the need for a checking account or other type of account Universal Bank is here to serve you. With ATM’s at most locations, you will have easy access to your money when you need it.
American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.
