USDA Vs. FHA Pro and Con comparison in Yreka, Siskiyou County, CA

In 2025, the USDA loan limit in Yreka, located in the county of Siskiyou, CA, is set at $345,600. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and identify the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your choice of the best-fit program for your financial needs, particularly in .

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2025 Loan Limits and Downpayment Requirements in Yreka, County of Siskiyou, CA

Loan Type Loan Limit Down Payment
USDA $345,600 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Yreka, CA

The primary aim of Lendersa® is to help you find the optimal USDA or FHA loan swiftly, without hassle. You can start by selecting one of three methods that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Phi Beta Sigma Federal Credit
  • 145 Kennedy Street NW, Washington, DC, 20011
  • PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
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  • "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region. Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
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  • ELITE FUNDING NETWORK
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