USDA Vs. FHA Pro and Con comparison in Yreka, Siskiyou County, CA
In 2026, the USDA loan limit in Yreka, located in the county of Siskiyou, CA, is set at $345,600. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and identify the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your choice of the best-fit program for your financial needs, particularly in .
2026 Loan Limits and Downpayment Requirements in Yreka, County of Siskiyou, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Yreka, CA
The primary aim of Lendersa® is to help you find the optimal USDA or FHA loan swiftly, without hassle. You can start by selecting one of three methods that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
12636 High Bluff Drive, Suite 400, San Diego, CA, USA, CA, 92130
Looking for a reliable mortgage lender? Read Saxton Mortgage reviews to discover insights on loan options, interest rates, and customer experiences. Whether you're a first-time homebuyer or refinancing, Saxton Mortgage offers competitive rates and personalized solutions to fit your needs.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
SDCBF is a bridge between local funding sources and nationwide capital investors. San Diego Commercial & Business Financing is a lending company whose focus is providing top tier financing to all types of commercial real estate. We are a general commercial lender, lending on all asset classes including Multifamily Apartments,
We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
ZZ Lending is an internet mortgage brokerage that provides discounted loans without sacrificing the service, knowledge or expertise. We are a full service mortgage brokerage firm with an experienced staff offering service in mortgage lending for resale and new home purchases and refinance.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Southwestern Mortgage Company is a discount residential mortgage broker. We have helped over 4, 000 clients obtain home loans over the past 25 years. We are committed to provide our clients the best possible mortgage options for their specific situation and Provide our clients the best possible loan program and rate.
