USDA and FHA Pro and Con in Weaverville, Trinity County, CA

For the year 2025, the USDA loan cap in Weaverville, located in the county of Trinity, CA, stands at $347,200. At the same time, the FHA ceiling for a single-family dwelling is $472,030.

By utilizing the Lendersa® USDA loan calculator, you can evaluate today's most competitive USDA versus FHA rates. Determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the most suitable program for your financial needs in .

Compare loan offerings from a broad range of 100 lenders

2025 Loan Caps and Down Payment Criteria in Weaverville, Trinity County, CA

Type of Loan Maximum Loan Initial Payment
USDA $347,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Lending Options in Weaverville, CA

The aim of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without stress. Choose from three different starting paths to connect with compatible lenders and relevant USDA loan programs.

Lendersa USDA loan application and matches

Understanding USDA Loans in CA

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture. However, it is solely accessible in specified rural locales. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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