USDA Loan Vs. FHA loan pro & con for Mountain-House, San Joaquin County, CA

In 2024, USDA loan limit in Mountain-House, county of San Joaquin, CA is $556,200 while FHA limit is $483,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-House, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(480) 569-3331 https://www.limemortgage.com/ 618 miles Lender's profile and map Reviews Lime Mortgage, LLC 7272 East Indian School Road, Suite 540, Scottsdale, AZ, 85251 "Lime Mortgage, LLC. We are a full-service mortgage broker headquartered in Old Town Scottsdale, Arizona. We specialize in every form of Real Estate financing. Whether you are buying a home, relocating to a new area or refinancing, we can help you get into your new home fast and save you money when getting your new lower monthly payment.
(602) 294-9288 https://www.fcfs.net/ 618 miles Lender's profile and map Reviews First Class Financial Services 4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251 "First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible. First Class Financial Services is dedicated to offering you"
(480) 381-4262 https://unitedbrokersinc.net/ 618 miles Lender's profile and map Reviews United Brokers, Inc. 11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251 United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
(800) 746-1175 https://wolfloans.com/ 618 miles Lender's profile and map Reviews Hard Money Mortgage Loans 7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251 Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
(480) 256-2274 https://www.kayakcapital.com/ 618 miles Lender's profile and map Reviews Kayak Capital 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251 Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
(602) 456-2273 https://modernhomelending.com/ 618 miles Lender's profile and map Reviews MODERN HOME LENDING 4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251 "Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible. We utilize technology to be more efficient and make sure we find the best loans for our clients' needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
(623) 263-2055 https://www.primeplusmortgages.com/ 618 miles Lender's profile and map Reviews Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251 Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects. Fast turnaround Full coverage Seamless process Asset-based approval Paperwork reduction. Really.
800 605 1821 https://next-financing.com/ 618 miles Lender's profile and map Reviews Next Financing 6991 E. Camelback Rd., Scottsdale, AZ, 85251 Next-Financing is a financing company at it's core with two primary divisions. Our primary division is our financing platform that provides consumer and patient financing by bringing Marketplace Lending directly to the Point of Sale. We work with business owners, as well as medical/dental/veterinary practice owners to provide better financing
480 336 2828 http://capstonefi.com/ 619 miles Lender's profile and map Reviews Capstone Financial 1620 N 82nd Place, Scottsdale, AZ, 85257 Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
(509) 248-2634 http://www.yakimafed.com 619 miles Lender's profile and map Reviews Yakima Federal Savings and Loan 118 E. Yakima Ave, Yakima, WA, 98901 Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
(602) 688-7679 https://www.fortifiedmtg.com/ 620 miles Lender's profile and map Reviews Fortified Financial 2401 E Rio Salado Pkwy, Suite 1019, Tempe, AZ, 85281 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.