FHA Vs. USDA loan program for Mountain-House, San Joaquin County, California

In 2025, USDA loan limit in Mountain-House, county of San Joaquin, CA is $556,200 while FHA limit is $483,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-House, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 824 9085 351 miles Lender's profile and map Reviews Triple Crown Funding Inc. 1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627 Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.
949-412-5155 351 miles Lender's profile and map Reviews BN Loans, INC. 1904 Harbor Blvd., Costa Mesa, CA, 92627 It has been Broker/Owner Corey Kohnke’ s dreams to open a Private Real Estate Investment Company. That dream is now here. Meet BN Loans Inc. – a private lender for real estate investors. We offer great customer service that allows our borrowers’ to focus on acquisitions and current projects.
(714) 389-9970 351 miles Lender's profile and map Reviews California Business Bank 3200 El Camino Real, Suite 220, Irvine, CA, 92602 At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
(833) 346-1376 351 miles Lender's profile and map Reviews Owning 230 Commerce, Suite 200, Irvine, CA, 92602 Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
(949) 504-4198 351 miles Lender's profile and map Reviews JDGVentures 255 Lockford, Irvine, CA, 92602 Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
(949) 888-6000 351 miles Lender's profile and map Reviews SMS Mortgage 2 Robinstree Lane, Irvine, CA, 92602 SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
(951) 781-0981 351 miles Lender's profile and map Reviews Printing Industries Credit Union 4333 Orange Street, Suite 100, Riverside, CA, 92501 We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme
(888) 589-1837 351 miles Lender's profile and map Reviews Mortgage Leads Network 3615 Main Street, Suite 103, Riverside, CA, 92501 Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention. Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales
(951) 543-2846 351 miles Lender's profile and map Reviews Rehab Loan Group, Inc. 3585 Main Ave, Suite 208, Riverside, CA, 92501 We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
(951) 742-7490 351 miles Lender's profile and map Reviews Broker Brothers Real Estate 3393 14th Street, Suite C, Riverside, CA, 92501 Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 662-2649 351 miles Lender's profile and map Reviews Mutual Realty Solutions Inc 4605 Circle Lazy J Road, Riverside, CA, 92501 We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.