USDA Loan Vs. FHA loan for Mountain-House, CA [San Joaquin County ]

In 2025, USDA loan limit in Mountain-House, county of San Joaquin, CA is $556,200 while FHA limit is $483,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-House, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(515) 962-1400 Lender's profile and map Reviews Peoples Savings Bank 400 East Iowa Avenue, Indianola, IA, 50125 Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first. We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
(515) 416-4640 Lender's profile and map Reviews Sam Yoder Mortgage Team 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125 Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
(320) 654-9555 Lender's profile and map Reviews American Heritage National Bank 2915 2nd Street South, Saint Cloud, MN, 56302 American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
(515) 282-3606 Lender's profile and map Reviews Journey Credit Union 2930 SE 14th Street, Des Moines, IA, 50320 "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
(361) 449-1571 Lender's profile and map Reviews Southtrust Bank, National Association 601 Guadalupe Street, George West, TX, 78022 SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
(515) 232-1654 Lender's profile and map Reviews River Valley Credit Union IA 2811 East 13th Street, Ames, IA, 50010 We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
(515) 232-5561 Lender's profile and map Reviews First National Bank, Ames, Iowa 405 5th Street, Ames, IA, 50010 First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
(800) 574-8123 Lender's profile and map Reviews Vision Bank of Iowa 104 Chestnut, Ames, IA, 50010 VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
(515) 233-8228 Lender's profile and map Reviews Howell Investment Finance 510 S. 17th St, Suite 101 D, Ames, IA, 50010 Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.
(800) 296-9064 Lender's profile and map Reviews Greater Iowa Credit Union 801 Lincoln Way, Ames, IA, 50010 GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.
(800) 872-5630 Lender's profile and map Reviews MBT Bank 245 East J Street, Forest City, IA, 50436 Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions